AIA (OTCMKTS:AAGIY) versus Baldwin Insurance Group (NASDAQ:BWIN) Head to Head Comparison

Baldwin Insurance Group (NASDAQ:BWIN) and AIA (OTCMKTS:AAGIY) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, institutional ownership, earnings, profitability, risk, analyst recommendations and dividends.

Institutional and Insider Ownership

77.5% of Baldwin Insurance Group shares are owned by institutional investors. Comparatively, 0.2% of AIA shares are owned by institutional investors. 18.5% of Baldwin Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Profitability

This table compares Baldwin Insurance Group and AIA’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Baldwin Insurance Group	-1.89%	12.65%	3.67%
AIA	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Baldwin Insurance Group and AIA, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Baldwin Insurance Group	2	4	3	0	2.11
AIA	0	0	0	0	0.00

Baldwin Insurance Group presently has a consensus target price of $38.57, indicating a potential upside of 53.98%. Given Baldwin Insurance Group’s stronger consensus rating and higher possible upside, research analysts clearly believe Baldwin Insurance Group is more favorable than AIA.

Volatility and Risk

Baldwin Insurance Group has a beta of 1.35, suggesting that its share price is 35% more volatile than the S&P 500. Comparatively, AIA has a beta of 0.27, suggesting that its share price is 73% less volatile than the S&P 500.

Valuation & Earnings

This table compares Baldwin Insurance Group and AIA”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Baldwin Insurance Group	$1.39 billion	2.14	-$24.52 million	($0.43)	-58.26
AIA	$19.31 billion	5.48	$6.84 billion	N/A	N/A

AIA has higher revenue and earnings than Baldwin Insurance Group.

Summary

Baldwin Insurance Group beats AIA on 8 of the 12 factors compared between the two stocks.

About Baldwin Insurance Group

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.

About AIA

AIA Group Limited, together with its subsidiaries, provides life insurance based financial services. The company offers life insurance, accident, and health insurance and savings plans; and employee benefits, credit life, and pension services to corporate clients. It is also involved in the distribution of investment and other financial services products. The company sells its products through a network of agents and partners in Mainland China, Hong Kong, Macau, Thailand, Singapore, Malaysia, Australia, Cambodia, Indonesia, Myanmar, New Zealand, the Philippines, South Korea, Sri Lanka, Taiwan, Brunei, Vietnam, and India. AIA Group Limited was founded in 1919 and is based in Wan Chai, Hong Kong.