Horace Mann Educators (HMN) Projected to Post Quarterly Earnings on Tuesday

Horace Mann Educators (NYSE:HMN) is expected to post its Q4 2025 results after the market closes on Tuesday, February 3rd. Analysts expect Horace Mann Educators to post earnings of $1.18 per share and revenue of $447.00 million for the quarter. Individuals may review the information on the company’s upcoming Q4 2025 earning report for the latest details on the call scheduled for Wednesday, February 4, 2026 at 12:00 PM ET.

Horace Mann Educators (NYSE:HMN) last announced its quarterly earnings data on Friday, November 7th. The insurance provider reported $1.36 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.97 by $0.39. The company had revenue of $438.50 million during the quarter, compared to analysts’ expectations of $429.90 million. Horace Mann Educators had a net margin of 9.79% and a return on equity of 15.69%. The firm’s revenue was up 6.4% on a year-over-year basis. During the same quarter in the prior year, the company earned $0.76 EPS. On average, analysts expect Horace Mann Educators to post $4 EPS for the current fiscal year and $4 EPS for the next fiscal year.

Horace Mann Educators Price Performance

Shares of NYSE:HMN opened at $43.10 on Tuesday. The company has a quick ratio of 0.10, a current ratio of 0.10 and a debt-to-equity ratio of 0.58. The stock has a market cap of $1.75 billion, a PE ratio of 10.91 and a beta of 0.07. The company’s fifty day moving average is $45.11 and its 200 day moving average is $44.68. Horace Mann Educators has a 52 week low of $37.36 and a 52 week high of $48.33.

Horace Mann Educators Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Wednesday, December 31st. Stockholders of record on Monday, December 15th were issued a $0.35 dividend. The ex-dividend date was Monday, December 15th. This represents a $1.40 annualized dividend and a dividend yield of 3.2%. Horace Mann Educators’s payout ratio is currently 35.44%.

Wall Street Analysts Forecast Growth

Several equities research analysts recently weighed in on HMN shares. Wall Street Zen upgraded Horace Mann Educators from a “hold” rating to a “buy” rating in a report on Sunday, December 21st. Weiss Ratings reiterated a “buy (b)” rating on shares of Horace Mann Educators in a research report on Friday, October 31st. One analyst has rated the stock with a Strong Buy rating, two have given a Buy rating and three have issued a Hold rating to the company. According to data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and an average price target of $46.75.

Insiders Place Their Bets

In other Horace Mann Educators news, Director Henry Wade Reece sold 1,316 shares of the stock in a transaction that occurred on Monday, November 24th. The stock was sold at an average price of $45.27, for a total value of $59,575.32. Following the completion of the sale, the director owned 39,001 shares in the company, valued at approximately $1,765,575.27. This trade represents a 3.26% decrease in their position. The transaction was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, Director Beverley J. Mcclure sold 1,082 shares of the company’s stock in a transaction that occurred on Thursday, November 13th. The shares were sold at an average price of $45.40, for a total value of $49,122.80. Following the transaction, the director owned 16,733 shares of the company’s stock, valued at approximately $759,678.20. This represents a 6.07% decrease in their position. The SEC filing for this sale provides additional information. Over the last 90 days, insiders sold 15,398 shares of company stock worth $697,298. 3.80% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

Several institutional investors have recently added to or reduced their stakes in the stock. Captrust Financial Advisors boosted its stake in shares of Horace Mann Educators by 3.6% during the 2nd quarter. Captrust Financial Advisors now owns 6,504 shares of the insurance provider’s stock valued at $279,000 after purchasing an additional 229 shares in the last quarter. CANADA LIFE ASSURANCE Co lifted its holdings in Horace Mann Educators by 1.2% in the second quarter. CANADA LIFE ASSURANCE Co now owns 36,774 shares of the insurance provider’s stock worth $1,580,000 after buying an additional 431 shares during the period. Aquatic Capital Management LLC lifted its holdings in Horace Mann Educators by 4.3% in the third quarter. Aquatic Capital Management LLC now owns 11,636 shares of the insurance provider’s stock worth $526,000 after buying an additional 483 shares during the period. California State Teachers Retirement System boosted its position in Horace Mann Educators by 1.5% during the 2nd quarter. California State Teachers Retirement System now owns 37,666 shares of the insurance provider’s stock valued at $1,619,000 after acquiring an additional 568 shares in the last quarter. Finally, EverSource Wealth Advisors LLC grew its holdings in shares of Horace Mann Educators by 222.3% during the 2nd quarter. EverSource Wealth Advisors LLC now owns 909 shares of the insurance provider’s stock worth $39,000 after acquiring an additional 627 shares during the period. 99.28% of the stock is currently owned by institutional investors.

About Horace Mann Educators

Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market.

In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers.