Assurant (NYSE:AIZ) vs. Beazley (OTCMKTS:BZLYF) Critical Survey

Assurant (NYSE:AIZ) and Beazley (OTCMKTS:BZLYF) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, valuation, risk, earnings, analyst recommendations, dividends and institutional ownership.

Insider & Institutional Ownership

92.7% of Assurant shares are held by institutional investors. 0.5% of Assurant shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares Assurant and Beazley’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Assurant	5.77%	18.36%	2.51%
Beazley	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of current recommendations and price targets for Assurant and Beazley, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Assurant	0	1	3	0	2.75
Beazley	0	0	0	0	N/A

Assurant currently has a consensus target price of $192.20, indicating a potential upside of 11.36%. Beazley has a consensus target price of $642.33, indicating a potential upside of 7,721.89%. Given Beazley’s higher possible upside, analysts clearly believe Beazley is more favorable than Assurant.

Valuation and Earnings

This table compares Assurant and Beazley’s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Assurant	$11.13 billion	0.81	$642.50 million	$11.98	14.41
Beazley	N/A	N/A	N/A	N/A	N/A

Assurant has higher revenue and earnings than Beazley.

Summary

Assurant beats Beazley on 7 of the 8 factors compared between the two stocks.

About Assurant

Assurant, Inc., together with its subsidiaries, provides business services that supports, protects, and connects consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and related products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.

About Beazley

Beazley plc provides risk insurance and reinsurance solutions in the United States, the United Kingdom, rest of Europe, and internationally. It operates through Cyber Risks, Digital, MAP Risks, Property Risks, and Specialty Risks segments. The Cyber Risk segment underwrites cyber and technology risks. The Digital segment underwrites various marine, contingency, and SME liability risks through digital channels, such as e-trading platforms and broker portals. The MAP Risks segment underwrites marine, portfolio underwriting and political, and contingency business. The Property Risks segment underwrites first party property risks and reinsurance business. The Specialty Risks segment underwrites liability classes, including employment practices risks and directors and officers, as well as healthcare, lawyers, and international financial institutions. It also underwrites life, health, and personal accident; and jewelry, fine art, and specie products risk insurance. The company was founded in 1986 and is based in London, the United Kingdom.