Bimini Capital Management (OTCMKTS:BMNM) versus InnSuites Hospitality Trust (NYSE:IHT) Critical Survey

Bimini Capital Management (OTCMKTS:BMNM) and InnSuites Hospitality Trust (NYSE:IHT) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, institutional ownership, valuation, earnings, analyst recommendations, profitability and risk.

Dividends

Bimini Capital Management pays an annual dividend of $0.13 per share and has a dividend yield of 13.7%. InnSuites Hospitality Trust pays an annual dividend of $0.02 per share and has a dividend yield of 1.3%. Bimini Capital Management pays out -33.3% of its earnings in the form of a dividend. InnSuites Hospitality Trust pays out 66.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bimini Capital Management is clearly the better dividend stock, given its higher yield and lower payout ratio.

Earnings and Valuation

This table compares Bimini Capital Management and InnSuites Hospitality Trust’s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bimini Capital Management	$13.60 million	0.70	-$3.98 million	($0.39)	-2.44
InnSuites Hospitality Trust	$7.48 million	1.90	$200,000.00	$0.03	52.65

InnSuites Hospitality Trust has lower revenue, but higher earnings than Bimini Capital Management. Bimini Capital Management is trading at a lower price-to-earnings ratio than InnSuites Hospitality Trust, indicating that it is currently the more affordable of the two stocks.

Volatility and Risk

Bimini Capital Management has a beta of 0.93, indicating that its stock price is 7% less volatile than the S&P 500. Comparatively, InnSuites Hospitality Trust has a beta of 0.15, indicating that its stock price is 85% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings for Bimini Capital Management and InnSuites Hospitality Trust, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bimini Capital Management	0	0	0	0	N/A
InnSuites Hospitality Trust	0	0	0	0	N/A

Insider and Institutional Ownership

2.5% of InnSuites Hospitality Trust shares are owned by institutional investors. 42.7% of Bimini Capital Management shares are owned by company insiders. Comparatively, 2.0% of InnSuites Hospitality Trust shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Profitability

This table compares Bimini Capital Management and InnSuites Hospitality Trust’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bimini Capital Management	-31.83%	-33.43%	-3.65%
InnSuites Hospitality Trust	2.99%	6.63%	1.38%

Summary

InnSuites Hospitality Trust beats Bimini Capital Management on 8 of the 13 factors compared between the two stocks.

About Bimini Capital Management

Bimini Capital Management, Inc., through its subsidiaries, operates as a finance company in the United States. The company operates in two segments, Asset Management and Investment Portfolio. The Assest Management segment includes investment advisory services by Bimini Advisors to Orchid and Royal Palm. The Investment Portfolio segment engages in investment activities conducted by Royal Palm. It invests in residential mortgage-backed securities. The company was formerly known as Opteum Inc. and changed its name to Bimini Capital Management, Inc. in September 2007. Bimini Capital Management, Inc. was founded in 2003 and is headquartered in Vero Beach, Florida.

About InnSuites Hospitality Trust

InnSuites Hospitality Trust (NYSE American symbol: IHT) first listed on the NYSE in 1971 is headquartered in Phoenix, Arizona is an unincorporated Ohio Business. Trust that owns and manages hotels under the InnSuites Hotels name. IHT qualifies as a Real Estate Investment Trust (REIT) for tax treatment currently taxed as a corporation with the IRS. IHT has paid dividends each year since 1971 currently at $0.2/year. There are approximately 9 million shares of stock outstanding. In addition, there are approximately 3 million RRF Partnership units convertible 1 to 1 into IHT stock. Total shares and units are approximately 12 million.