Critical Comparison: CarePayment Technologies (OTCMKTS:CPYT) and Palmer Square Capital BDC (NYSE:PSBD)

Palmer Square Capital BDC (NYSE:PSBD) and CarePayment Technologies (OTCMKTS:CPYT) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, earnings, risk, dividends, institutional ownership and profitability.

Profitability

This table compares Palmer Square Capital BDC and CarePayment Technologies’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Palmer Square Capital BDC	96.09%	23.31%	9.23%
CarePayment Technologies	N/A	N/A	N/A

Institutional and Insider Ownership

6.5% of Palmer Square Capital BDC shares are owned by institutional investors. 13.9% of CarePayment Technologies shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares Palmer Square Capital BDC and CarePayment Technologies’ top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Palmer Square Capital BDC	$112.22 million	4.76	$107.84 million	N/A	N/A
CarePayment Technologies	N/A	N/A	N/A	N/A	N/A

Palmer Square Capital BDC has higher revenue and earnings than CarePayment Technologies.

Analyst Ratings

This is a breakdown of recent ratings for Palmer Square Capital BDC and CarePayment Technologies, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Palmer Square Capital BDC	0	2	4	0	2.67
CarePayment Technologies	0	0	0	0	N/A

Palmer Square Capital BDC presently has a consensus price target of $16.83, suggesting a potential upside of 2.64%. Given Palmer Square Capital BDC’s higher probable upside, analysts clearly believe Palmer Square Capital BDC is more favorable than CarePayment Technologies.

Summary

Palmer Square Capital BDC beats CarePayment Technologies on 7 of the 8 factors compared between the two stocks.

About Palmer Square Capital BDC

Palmer Square Capital BDC Inc. is an externally managed, non-diversified closed-end management investment company which primarily lends to and invests in corporate debt securities, including small to large private U.S. companies and has elected to be regulated as a business development company. Palmer Square Capital BDC Inc. is based in MISSION WOODS, Kan.

About CarePayment Technologies

CarePayment Technologies, Inc. provides accounts receivable services in the United States. It offers services for accounts receivables generated by healthcare providers in connection with providing healthcare services to their patients under the CarePayment brand name. The company was formerly known as microHelix, Inc. CarePayment Technologies, Inc. was founded in 1991 and is based in Lake Oswego, Oregon.