Analyzing Chesapeake Financial Shares (OTCMKTS:CPKF) & Firstsun Capital Bancorp (NASDAQ:FSUN)

Firstsun Capital Bancorp (NASDAQ:FSUN) and Chesapeake Financial Shares (OTCMKTS:CPKF) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, institutional ownership, dividends, analyst recommendations, profitability, risk and earnings.

Profitability

This table compares Firstsun Capital Bancorp and Chesapeake Financial Shares’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Firstsun Capital Bancorp	13.77%	8.56%	1.07%
Chesapeake Financial Shares	11.50%	10.69%	0.74%

Insider and Institutional Ownership

3.7% of Chesapeake Financial Shares shares are held by institutional investors. 12.5% of Firstsun Capital Bancorp shares are held by company insiders. Comparatively, 39.5% of Chesapeake Financial Shares shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Earnings & Valuation

This table compares Firstsun Capital Bancorp and Chesapeake Financial Shares”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Firstsun Capital Bancorp	$377.44 million	2.45	$75.63 million	N/A	N/A
Chesapeake Financial Shares	$99.39 million	0.93	$11.43 million	$2.42	8.06

Firstsun Capital Bancorp has higher revenue and earnings than Chesapeake Financial Shares.

Analyst Ratings

This is a summary of recent ratings and target prices for Firstsun Capital Bancorp and Chesapeake Financial Shares, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Firstsun Capital Bancorp	0	0	3	0	3.00
Chesapeake Financial Shares	0	0	0	0	0.00

Firstsun Capital Bancorp presently has a consensus target price of $46.67, suggesting a potential upside of 40.27%. Given Firstsun Capital Bancorp’s stronger consensus rating and higher possible upside, research analysts clearly believe Firstsun Capital Bancorp is more favorable than Chesapeake Financial Shares.

Summary

Firstsun Capital Bancorp beats Chesapeake Financial Shares on 8 of the 11 factors compared between the two stocks.

About Firstsun Capital Bancorp

FirstSun Capital Bancorp engages in the provision of commercial banking services. It operates through the following segments: Banking, Mortgage Operations, and Corporate. The Banking segment consists of loans and provides deposits and fee-based services to consumer, business, and mortgage lending customers. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans to sell and hold. The company is founded on November 9, 1981 headquartered in Denver, CO.

About Chesapeake Financial Shares

Chesapeake Financial Shares, Inc. operates as the bank holding company for Chesapeake Bank that provides various banking products and services for individuals and businesses in the United States. The company accepts interest and noninterest checking, savings, and money market accounts; and variable-rate and fixed-term money market accounts, as well as certificates of deposit. It also offers mortgage, and single-family residential and residential construction loans; commercial loans, which include owner-occupied commercial development, retail, builders/contractors, medical, service and professional, hospitality, nonprofits, marine industry, and agricultural and seafood loans; and consumer and other loans. In addition, the company provides merchant processing, accounts receivable financing, wealth management and trust, and mortgage banking services, as well as cash management services. The company was founded in 1900 and is based in Kilmarnock, Virginia.