What is Seaport Res Ptn’s Forecast for PayPal Q3 Earnings?

PayPal Holdings, Inc. (NASDAQ:PYPL) – Research analysts at Seaport Res Ptn cut their Q3 2025 earnings estimates for PayPal in a note issued to investors on Thursday, April 17th. Seaport Res Ptn analyst J. Cantwell now expects that the credit services provider will post earnings per share of $1.25 for the quarter, down from their previous estimate of $1.29. Seaport Res Ptn has a “Strong Sell” rating on the stock. The consensus estimate for PayPal’s current full-year earnings is $5.03 per share. Seaport Res Ptn also issued estimates for PayPal’s Q4 2025 earnings at $1.38 EPS and Q3 2026 earnings at $1.45 EPS.

PayPal (NASDAQ:PYPL) last issued its quarterly earnings data on Tuesday, February 4th. The credit services provider reported $1.19 earnings per share for the quarter, beating analysts’ consensus estimates of $1.11 by $0.08. PayPal had a return on equity of 23.67% and a net margin of 13.04%. The firm had revenue of $8.37 billion during the quarter, compared to analyst estimates of $8.27 billion. During the same quarter last year, the business posted $1.48 earnings per share. The business’s quarterly revenue was up 4.2% compared to the same quarter last year.

PYPL has been the topic of several other research reports. BTIG Research restated a “neutral” rating on shares of PayPal in a research report on Tuesday, February 4th. StockNews.com downgraded shares of PayPal from a “buy” rating to a “hold” rating in a report on Monday, April 14th. Arete Research set a $81.00 price target on shares of PayPal in a report on Thursday, March 27th. DZ Bank raised PayPal from a “hold” rating to a “buy” rating and set a $92.00 price objective on the stock in a research note on Friday, February 28th. Finally, Susquehanna raised their price objective on PayPal from $94.00 to $101.00 and gave the company a “positive” rating in a research note on Monday, January 6th. One investment analyst has rated the stock with a sell rating, sixteen have assigned a hold rating, twenty have issued a buy rating and one has issued a strong buy rating to the company. According to data from MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and a consensus price target of $86.84.

PayPal Stock Performance

NASDAQ:PYPL opened at $61.00 on Friday. The company has a debt-to-equity ratio of 0.48, a current ratio of 1.26 and a quick ratio of 1.26. The company has a market cap of $60.34 billion, a price-to-earnings ratio of 15.21, a PEG ratio of 1.27 and a beta of 1.60. PayPal has a 1 year low of $55.85 and a 1 year high of $93.66. The stock’s 50 day simple moving average is $68.22 and its two-hundred day simple moving average is $79.17.

Insider Buying and Selling at PayPal

In other news, Director Gail J. Mcgovern sold 2,446 shares of the stock in a transaction that occurred on Thursday, February 27th. The shares were sold at an average price of $72.15, for a total transaction of $176,478.90. Following the transaction, the director now directly owns 29,734 shares in the company, valued at approximately $2,145,308.10. This trade represents a 7.60 % decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Insiders own 0.14% of the company’s stock.

Institutional Trading of PayPal

Hedge funds have recently bought and sold shares of the stock. Mpwm Advisory Solutions LLC purchased a new stake in shares of PayPal during the 4th quarter worth $25,000. Hurley Capital LLC bought a new position in PayPal in the fourth quarter worth about $27,000. Rosenberg Matthew Hamilton lifted its position in shares of PayPal by 67.6% during the fourth quarter. Rosenberg Matthew Hamilton now owns 310 shares of the credit services provider’s stock valued at $26,000 after buying an additional 125 shares during the last quarter. Sugarloaf Wealth Management LLC boosted its holdings in shares of PayPal by 344.3% in the 4th quarter. Sugarloaf Wealth Management LLC now owns 351 shares of the credit services provider’s stock valued at $30,000 after buying an additional 272 shares in the last quarter. Finally, Bernard Wealth Management Corp. purchased a new position in shares of PayPal in the 4th quarter worth approximately $34,000. Hedge funds and other institutional investors own 68.32% of the company’s stock.

PayPal Company Profile

PayPal Holdings, Inc operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.