Paymentus (NYSE:PAY) vs. PPJ Healthcare Enterprises (OTCMKTS:PPJE) Head to Head Contrast

PPJ Healthcare Enterprises (OTCMKTS:PPJE) and Paymentus (NYSE:PAY) are both medical companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, institutional ownership, valuation, dividends, risk, analyst recommendations and earnings.

Volatility and Risk

PPJ Healthcare Enterprises has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500. Comparatively, Paymentus has a beta of 1.65, indicating that its share price is 65% more volatile than the S&P 500.

Insider and Institutional Ownership

78.4% of Paymentus shares are owned by institutional investors. 87.8% of Paymentus shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares PPJ Healthcare Enterprises and Paymentus’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
PPJ Healthcare Enterprises	-8.43%	N/A	N/A
Paymentus	5.19%	10.84%	9.24%

Earnings and Valuation

This table compares PPJ Healthcare Enterprises and Paymentus”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PPJ Healthcare Enterprises	$710,000.00	0.78	$80,000.00	N/A	N/A
Paymentus	$871.75 million	4.07	$22.32 million	$0.34	83.47

Paymentus has higher revenue and earnings than PPJ Healthcare Enterprises.

Analyst Recommendations

This is a summary of current ratings and recommmendations for PPJ Healthcare Enterprises and Paymentus, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PPJ Healthcare Enterprises	0	0	0	0	0.00
Paymentus	0	5	2	1	2.50

Paymentus has a consensus target price of $30.00, suggesting a potential upside of 5.71%. Given Paymentus’ stronger consensus rating and higher possible upside, analysts clearly believe Paymentus is more favorable than PPJ Healthcare Enterprises.

Summary

Paymentus beats PPJ Healthcare Enterprises on 13 of the 13 factors compared between the two stocks.

About PPJ Healthcare Enterprises

PPJ Healthcare Enterprises, Inc., through its subsidiaries, provides automated healthcare reimbursement cycle, online health information digital-systems, and practice information management digital-system software to health care providers and general businesses worldwide. The company offers the Automated Biller, a medical billing system that allows physicians to bill their medical insurance claims at the point of service without data entry, coding, or billing personnel. It also provides billing, specialty medical billing, collection, and workers comp lien collection services for health care providers in the areas of pain management, anesthesia and surgery centers practices, and various specialties of medicine. The company was formerly known as PPJ Enterprise and changed its name to PPJ Healthcare Enterprises, Inc. in October 2014. PPJ Healthcare Enterprises, Inc. was founded in 2000 and is headquartered in Reno, Nevada.

About Paymentus

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards, eChecks, and digital wallets. It serves utility, financial service, government, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and small business industries. The company was founded in 2004 and is headquartered in Charlotte, North Carolina.