Analysts Offer Predictions for OSBC Q2 Earnings

Old Second Bancorp, Inc. (NASDAQ:OSBC) – DA Davidson issued their Q2 2025 earnings per share estimates for Old Second Bancorp in a research note issued on Friday, April 25th. DA Davidson analyst J. Rulis expects that the financial services provider will post earnings of $0.51 per share for the quarter. The consensus estimate for Old Second Bancorp’s current full-year earnings is $1.86 per share. DA Davidson also issued estimates for Old Second Bancorp’s FY2025 earnings at $2.00 EPS and FY2026 earnings at $2.20 EPS.

Old Second Bancorp (NASDAQ:OSBC) last released its quarterly earnings data on Wednesday, April 23rd. The financial services provider reported $0.45 earnings per share for the quarter, missing analysts’ consensus estimates of $0.46 by ($0.01). The business had revenue of $73.57 million during the quarter, compared to analyst estimates of $60.00 million. Old Second Bancorp had a return on equity of 13.73% and a net margin of 24.95%.

Other research analysts have also recently issued research reports about the stock. Keefe, Bruyette & Woods cut their price objective on shares of Old Second Bancorp from $24.00 to $22.00 and set an “outperform” rating for the company in a report on Friday. Stephens cut their price target on Old Second Bancorp from $22.00 to $20.00 and set an “overweight” rating for the company in a research note on Friday. One investment analyst has rated the stock with a hold rating, three have issued a buy rating and one has given a strong buy rating to the company. According to data from MarketBeat.com, Old Second Bancorp presently has an average rating of “Buy” and an average price target of $20.10.

Old Second Bancorp Price Performance

NASDAQ:OSBC opened at $15.57 on Monday. The company has a 50 day moving average price of $16.38 and a 200-day moving average price of $17.43. Old Second Bancorp has a 1-year low of $13.27 and a 1-year high of $19.46. The firm has a market cap of $701.38 million, a price-to-earnings ratio of 8.33 and a beta of 0.84. The company has a debt-to-equity ratio of 0.13, a current ratio of 0.84 and a quick ratio of 0.84.

Old Second Bancorp Announces Dividend

The business also recently announced a quarterly dividend, which will be paid on Monday, May 5th. Stockholders of record on Friday, April 25th will be paid a dividend of $0.06 per share. The ex-dividend date is Friday, April 25th. This represents a $0.24 dividend on an annualized basis and a dividend yield of 1.54%. Old Second Bancorp’s dividend payout ratio is currently 13.11%.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently bought and sold shares of OSBC. Jane Street Group LLC raised its holdings in shares of Old Second Bancorp by 25.8% during the third quarter. Jane Street Group LLC now owns 62,398 shares of the financial services provider’s stock valued at $973,000 after acquiring an additional 12,785 shares during the last quarter. Barclays PLC raised its stake in Old Second Bancorp by 81.3% in the 3rd quarter. Barclays PLC now owns 116,582 shares of the financial services provider’s stock valued at $1,817,000 after purchasing an additional 52,277 shares during the last quarter. Geode Capital Management LLC raised its stake in Old Second Bancorp by 2.3% in the 3rd quarter. Geode Capital Management LLC now owns 1,029,485 shares of the financial services provider’s stock valued at $16,053,000 after purchasing an additional 22,747 shares during the last quarter. Principal Financial Group Inc. lifted its holdings in Old Second Bancorp by 11.5% in the 3rd quarter. Principal Financial Group Inc. now owns 32,243 shares of the financial services provider’s stock valued at $503,000 after purchasing an additional 3,313 shares in the last quarter. Finally, JPMorgan Chase & Co. boosted its stake in Old Second Bancorp by 16.2% during the 3rd quarter. JPMorgan Chase & Co. now owns 1,101,634 shares of the financial services provider’s stock worth $17,174,000 after purchasing an additional 153,187 shares during the last quarter. 67.76% of the stock is owned by hedge funds and other institutional investors.

Old Second Bancorp Company Profile

Old Second Bancorp, Inc operates as the bank holding company for Old Second National Bank that provides community banking services. It offers demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificates of deposit accounts. The company also provides commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking.