FY2025 EPS Forecast for SoFi Technologies Boosted by Analyst

SoFi Technologies, Inc. (NASDAQ:SOFI) – Equities researchers at William Blair upped their FY2025 earnings per share (EPS) estimates for shares of SoFi Technologies in a report released on Tuesday, April 29th. William Blair analyst A. Jeffrey now expects that the company will earn $0.28 per share for the year, up from their prior estimate of $0.26. William Blair has a “Outperform” rating on the stock. The consensus estimate for SoFi Technologies’ current full-year earnings is $0.26 per share. William Blair also issued estimates for SoFi Technologies’ Q4 2025 earnings at $0.08 EPS, Q1 2026 earnings at $0.09 EPS and Q4 2026 earnings at $0.15 EPS.

SoFi Technologies (NASDAQ:SOFI) last posted its quarterly earnings data on Tuesday, April 29th. The company reported $0.06 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.03 by $0.03. The business had revenue of $763.81 million during the quarter, compared to the consensus estimate of $739.93 million. SoFi Technologies had a return on equity of 3.82% and a net margin of 18.64%. SoFi Technologies’s quarterly revenue was up 32.7% on a year-over-year basis. During the same period last year, the company earned $0.02 earnings per share.

Other equities analysts have also issued reports about the stock. Citigroup raised their price target on shares of SoFi Technologies from $12.50 to $18.00 and gave the stock a “buy” rating in a research report on Tuesday, January 14th. JMP Securities started coverage on SoFi Technologies in a report on Friday, April 25th. They issued a “market outperform” rating and a $17.00 price objective for the company. UBS Group raised their price target on SoFi Technologies from $14.00 to $15.50 and gave the stock a “neutral” rating in a research report on Wednesday. Barclays raised their target price on shares of SoFi Technologies from $11.00 to $12.00 and gave the company an “equal weight” rating in a report on Wednesday. Finally, Needham & Company LLC reaffirmed a “buy” rating and set a $20.00 price target on shares of SoFi Technologies in a report on Wednesday. Three analysts have rated the stock with a sell rating, five have given a hold rating, seven have issued a buy rating and one has given a strong buy rating to the company. According to data from MarketBeat, SoFi Technologies presently has an average rating of “Hold” and an average price target of $14.38.

SoFi Technologies Stock Performance

SOFI opened at $12.70 on Friday. SoFi Technologies has a 12-month low of $6.01 and a 12-month high of $18.42. The business has a 50 day moving average of $11.99 and a 200-day moving average of $13.73. The company has a quick ratio of 0.18, a current ratio of 0.49 and a debt-to-equity ratio of 0.52. The stock has a market cap of $13.93 billion, a price-to-earnings ratio of 34.32, a PEG ratio of 2.24 and a beta of 1.86.

Institutional Trading of SoFi Technologies

Institutional investors have recently added to or reduced their stakes in the stock. Two Sigma Advisers LP purchased a new position in SoFi Technologies during the fourth quarter valued at approximately $299,980,000. Vanguard Group Inc. grew its holdings in shares of SoFi Technologies by 9.9% during the fourth quarter. Vanguard Group Inc. now owns 98,337,045 shares of the company’s stock worth $1,514,390,000 after purchasing an additional 8,898,879 shares in the last quarter. Norges Bank bought a new position in shares of SoFi Technologies in the 4th quarter worth $103,678,000. Voloridge Investment Management LLC bought a new position in shares of SoFi Technologies in the 4th quarter worth $75,139,000. Finally, Amundi increased its stake in SoFi Technologies by 58,176.3% in the fourth quarter. Amundi now owns 2,705,185 shares of the company’s stock valued at $39,360,000 after acquiring an additional 2,700,543 shares during the last quarter. Hedge funds and other institutional investors own 38.43% of the company’s stock.

Insider Buying and Selling

In other SoFi Technologies news, CTO Jeremy Rishel sold 68,625 shares of the stock in a transaction on Thursday, March 20th. The stock was sold at an average price of $12.64, for a total transaction of $867,420.00. Following the completion of the transaction, the chief technology officer now directly owns 655,118 shares of the company’s stock, valued at approximately $8,280,691.52. This represents a 9.48 % decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, EVP Kelli Keough sold 9,185 shares of the business’s stock in a transaction on Thursday, February 20th. The shares were sold at an average price of $15.43, for a total value of $141,724.55. Following the completion of the sale, the executive vice president now owns 169,626 shares in the company, valued at approximately $2,617,329.18. The trade was a 5.14 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Over the last three months, insiders have sold 100,172 shares of company stock worth $1,271,115. 2.60% of the stock is owned by company insiders.

About SoFi Technologies

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.