Kentucky Bancshares (OTCMKTS:KTYB) and Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB) Head to Head Analysis

Kentucky Bancshares (OTCMKTS:KTYB) and Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, valuation, profitability, earnings, institutional ownership, analyst recommendations and risk.

Profitability

This table compares Kentucky Bancshares and Home Bancshares, Inc. (Conway, AR)’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Kentucky Bancshares	N/A	N/A	N/A
Home Bancshares, Inc. (Conway, AR)	27.39%	10.31%	1.77%

Valuation & Earnings

This table compares Kentucky Bancshares and Home Bancshares, Inc. (Conway, AR)”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Kentucky Bancshares	N/A	N/A	N/A	N/A	N/A
Home Bancshares, Inc. (Conway, AR)	$1.01 billion	5.71	$402.24 million	$2.10	13.97

Home Bancshares, Inc. (Conway, AR) has higher revenue and earnings than Kentucky Bancshares.

Analyst Recommendations

This is a breakdown of current ratings and price targets for Kentucky Bancshares and Home Bancshares, Inc. (Conway, AR), as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Kentucky Bancshares	0	0	0	0	0.00
Home Bancshares, Inc. (Conway, AR)	0	2	3	0	2.60

Home Bancshares, Inc. (Conway, AR) has a consensus target price of $32.40, indicating a potential upside of 10.47%. Given Home Bancshares, Inc. (Conway, AR)’s stronger consensus rating and higher possible upside, analysts clearly believe Home Bancshares, Inc. (Conway, AR) is more favorable than Kentucky Bancshares.

Insider and Institutional Ownership

67.3% of Home Bancshares, Inc. (Conway, AR) shares are held by institutional investors. 15.0% of Kentucky Bancshares shares are held by company insiders. Comparatively, 6.3% of Home Bancshares, Inc. (Conway, AR) shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Home Bancshares, Inc. (Conway, AR) beats Kentucky Bancshares on 8 of the 9 factors compared between the two stocks.

About Kentucky Bancshares

Kentucky Bancshares, Inc. operates as the bank holding company for Kentucky Bank that provides commercial and consumer banking products and services. It accepts various deposit products, including checking, savings, and money market accounts; and certificates of deposit, safe deposits, interest and noninterest bearing deposits, and time deposits. The company also offers commercial, agricultural, and real estate loans to small-to-medium-sized industrial, service, and agricultural businesses; and residential mortgages, installments, and other loans to individual and other non-commercial customers. In addition, it provides credit cards and other consumer-oriented financial services; brokerage services, annuities, life and long-term care insurance, personal trust, and agency services; and Internet banking services, such as bill payment. The company has operations in Bourbon, Clark, Elliott, Fayette, Harrison, Jessamine, Madison, Rowan, Scott, Woodford, and other counties in Kentucky. Kentucky Bancshares, Inc. was founded in 1851 and is headquartered in Paris, Kentucky.

About Home Bancshares, Inc. (Conway, AR)

Home Bancshares, Inc. (Conway, AR) operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company's loan portfolio comprises non-farm/non-residential real estate, construction/land development, residential mortgage, consumer, agricultural, and commercial and industrial loans. It provides internet banking, mobile banking and voice response information, cash management, overdraft protection, direct deposit, and automatic account transfer services, as well as safe deposit boxes and the United States savings bonds. In addition, the company writes policies for commercial and personal lines of business, including insurance for property, casualty, life, health, and employee benefits. It operates through branches in Arkansas, Florida, Alabama, Texas, and New York City. Home Bancshares, Inc. (Conway, AR) was founded in 1998 and is headquartered in Conway, Arkansas.