Comparing First National Bank Alaska (OTCMKTS:FBAK) and BEO Bancorp (OTCMKTS:BEOB)

Earnings and Valuation

This table compares BEO Bancorp and First National Bank Alaska”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BEO Bancorp	$51.01 million	1.93	$14.21 million	N/A	N/A
First National Bank Alaska	$87.73 million	9.06	$60.01 million	$22.51	11.15

First National Bank Alaska has higher revenue and earnings than BEO Bancorp.

Profitability

This table compares BEO Bancorp and First National Bank Alaska’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BEO Bancorp	N/A	N/A	N/A
First National Bank Alaska	N/A	13.70%	1.11%

Dividends

BEO Bancorp pays an annual dividend of $1.25 per share and has a dividend yield of 1.6%. First National Bank Alaska pays an annual dividend of $16.00 per share and has a dividend yield of 6.4%. First National Bank Alaska pays out 71.1% of its earnings in the form of a dividend.

Risk & Volatility

BEO Bancorp has a beta of 0.21, indicating that its share price is 79% less volatile than the S&P 500. Comparatively, First National Bank Alaska has a beta of 0.27, indicating that its share price is 73% less volatile than the S&P 500.

Summary

First National Bank Alaska beats BEO Bancorp on 7 of the 8 factors compared between the two stocks.

About BEO Bancorp

BEO Bancorp operates as the bank holding company for Bank of Eastern Oregon that provides commercial and consumer financing, banking and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. The company offers checking, money market, time deposits, and savings accounts; and certificates of deposit. It also provides commercial, agricultural, real estate, installment, credit card, mortgage, term, home, construction, farm, and refinancing loans; lines of credit; home enhancement loan programs; Internet banking and bill payment services; business sweep and banking services; and automated teller machines and safe deposit facilities, as well as originates and sells mortgage loans into the secondary market. The company was founded in 1945 and is based in Heppner, Oregon.

About First National Bank Alaska

First National Bank Alaska, a commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska. The company offers savings and checking accounts; money market deposits; safe deposit services; certificates of deposit; individual retirement accounts; and personal, home equity, and construction loans, as well as loans for stability and growth. It also provides investment, treasury, trust, and wealth management services; and escrow and contract collection, and bankcard services. In addition, the company offers debit and credit cards, online and mobile banking, fraud prevention, and convenience banking services. First National Bank Alaska was founded in 1922 and is headquartered in Anchorage, Alaska.