Equitable Financial (OTCMKTS:EQFN) vs. AMB Financial (OTCMKTS:AMFC) Head to Head Survey

Earnings & Valuation

This table compares Equitable Financial and AMB Financial”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Equitable Financial	$31.33 million	1.06	$2.71 million	N/A	N/A
AMB Financial	$18.97 million	1.04	$2.19 million	N/A	N/A

Equitable Financial has higher revenue and earnings than AMB Financial.

Profitability

This table compares Equitable Financial and AMB Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Equitable Financial	8.66%	5.81%	0.54%
AMB Financial	N/A	N/A	N/A

Institutional and Insider Ownership

7.2% of Equitable Financial shares are held by institutional investors. Comparatively, 1.2% of AMB Financial shares are held by institutional investors. 11.3% of Equitable Financial shares are held by insiders. Comparatively, 37.7% of AMB Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Risk & Volatility

Equitable Financial has a beta of 0.06, suggesting that its share price is 94% less volatile than the S&P 500. Comparatively, AMB Financial has a beta of 0.25, suggesting that its share price is 75% less volatile than the S&P 500.

Summary

Equitable Financial beats AMB Financial on 7 of the 9 factors compared between the two stocks.

About Equitable Financial

Equitable Financial Corp. operates as the holding company for Equitable Bank that provides various banking products and services in Nebraska, the United States. The company offers checking and savings accounts; recorder checks; online and mobile banking; remote deposit capture; voice banking; credit card processing; debit and gift cards; and safe deposit boxes. It also provides home, home equity, auto, personal, real estate and construction, operating lines of credit, small business administration, and agricultural loans, as well as equipment financing. In addition, the company offers foreign currency and exchanges; financial planning; wealth management; investment advisory; and retirement services. It operates through branches located in Grand Island, North Platte, and Omaha. The company was founded in 1882 and is headquartered in Grand Island, Nebraska.

About AMB Financial

AMB Financial Corp. operates as the bank holding company for American Community Bank of Indiana that provides financial services to customers in Indiana. The company provides savings, checking, health savings, individual retirement, and money market deposit accounts, as well as certificates of deposit. It offers business checking accounts, business debit and credit cards, and order business checks. In addition, the company offers mortgage loans, home equity loans, construction/lot loans, community loans, vehicle loans, and loan servicing; and commercial loans, commercial real estate loans, and SBA loans. Further, it provides merchant, remote deposit, wire services, fraud protection, and ACH origination; sweep services, zero balance accounts, lockbox services, vault services, and wealth management services; online, mobile, voice, and banking services; money order and e-statement services; cashier’s checks; and safe deposit boxes. The company was founded in 1910 and is headquartered in Saint John, Indiana.