Head-To-Head Survey: Finance of America Companies (FOA) versus The Competition

Finance of America Companies (NYSE:FOA) is one of 19 public companies in the “FIN – MTG&REL SVS” industry, but how does it weigh in compared to its competitors? We will compare Finance of America Companies to similar businesses based on the strength of its profitability, earnings, dividends, risk, institutional ownership, valuation and analyst recommendations.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Finance of America Companies and its competitors, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Finance of America Companies	0	1	1	0	2.50
Finance of America Companies Competitors	152	677	982	15	2.47

Finance of America Companies presently has a consensus target price of $26.25, indicating a potential upside of 22.47%. As a group, “FIN – MTG&REL SVS” companies have a potential upside of 25.70%. Given Finance of America Companies’ competitors higher possible upside, analysts clearly believe Finance of America Companies has less favorable growth aspects than its competitors.

Volatility & Risk

Finance of America Companies has a beta of 1.43, indicating that its stock price is 43% more volatile than the S&P 500. Comparatively, Finance of America Companies’ competitors have a beta of 1.35, indicating that their average stock price is 35% more volatile than the S&P 500.

Insider & Institutional Ownership

97.2% of Finance of America Companies shares are held by institutional investors. Comparatively, 52.2% of shares of all “FIN – MTG&REL SVS” companies are held by institutional investors. 25.0% of Finance of America Companies shares are held by company insiders. Comparatively, 29.5% of shares of all “FIN – MTG&REL SVS” companies are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Earnings & Valuation

This table compares Finance of America Companies and its competitors revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Finance of America Companies	$338.17 million	$15.49 million	5.82
Finance of America Companies Competitors	$18.27 billion	$1.82 billion	-68.26

Finance of America Companies’ competitors have higher revenue and earnings than Finance of America Companies. Finance of America Companies is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Profitability

This table compares Finance of America Companies and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Finance of America Companies	18.89%	-3.12%	-0.04%
Finance of America Companies Competitors	-4.16%	-79.30%	-0.70%

Summary

Finance of America Companies beats its competitors on 7 of the 13 factors compared.

Finance of America Companies Company Profile

Finance of America Companies Inc. a financial service holding company, through its subsidiaries, engages in the operation of a retirement solutions platform in the United States. It operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment engages in the loan origination activities comprising home equity conversion, proprietary reverse, and hybrid mortgage loans for senior homeowners. The Portfolio Management segment provides product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services for borrowers and investors. The company was founded in 2013 and is headquartered in Plano, Texas.