Reviewing Old National Bancorp (NASDAQ:ONB) & Equitable Financial (OTCMKTS:EQFN)

Equitable Financial (OTCMKTS:EQFN) and Old National Bancorp (NASDAQ:ONB) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, risk, dividends, valuation, analyst recommendations, earnings and institutional ownership.

Risk & Volatility

Equitable Financial has a beta of 0.09, indicating that its share price is 91% less volatile than the S&P 500. Comparatively, Old National Bancorp has a beta of 0.86, indicating that its share price is 14% less volatile than the S&P 500.

Valuation and Earnings

This table compares Equitable Financial and Old National Bancorp”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Equitable Financial	$31.33 million	1.01	$2.71 million	N/A	N/A
Old National Bancorp	$2.96 billion	2.22	$539.19 million	$1.72	11.93

Old National Bancorp has higher revenue and earnings than Equitable Financial.

Profitability

This table compares Equitable Financial and Old National Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Equitable Financial	9.44%	6.47%	0.62%
Old National Bancorp	18.74%	9.98%	1.14%

Insider and Institutional Ownership

7.2% of Equitable Financial shares are owned by institutional investors. Comparatively, 83.7% of Old National Bancorp shares are owned by institutional investors. 11.3% of Equitable Financial shares are owned by insiders. Comparatively, 0.9% of Old National Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of recent ratings and price targets for Equitable Financial and Old National Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Equitable Financial	0	0	0	0	0.00
Old National Bancorp	0	2	5	2	3.00

Old National Bancorp has a consensus target price of $25.90, indicating a potential upside of 26.22%. Given Old National Bancorp’s stronger consensus rating and higher probable upside, analysts plainly believe Old National Bancorp is more favorable than Equitable Financial.

Summary

Old National Bancorp beats Equitable Financial on 12 of the 14 factors compared between the two stocks.

About Equitable Financial

Equitable Financial Corp. operates as the holding company for Equitable Bank that provides various banking products and services in Nebraska, the United States. The company offers checking and savings accounts; recorder checks; online and mobile banking; remote deposit capture; voice banking; credit card processing; debit and gift cards; and safe deposit boxes. It also provides home, home equity, auto, personal, real estate and construction, operating lines of credit, small business administration, and agricultural loans, as well as equipment financing. In addition, the company offers foreign currency and exchanges; financial planning; wealth management; investment advisory; and retirement services. It operates through branches located in Grand Island, North Platte, and Omaha. The company was founded in 1882 and is headquartered in Grand Island, Nebraska.

About Old National Bancorp

Old National Bancorp operates as the bank holding company for Old National Bank that provides various financial services to individual and commercial customers in the United States. It accepts deposit accounts, including noninterest-bearing demand, interest-bearing checking, negotiable order of withdrawal, savings and money market, and time deposits; and offers loans, such as home equity lines of credit, residential real estate loans, consumer loans, commercial loans, commercial real estate loans, agricultural loans, letters of credit, and lease financing. The company also provides debit and automated teller machine cards, telephone access, online banking, and other electronic and mobile banking services; cash management, private banking, brokerage, trust, investment advisory, and other traditional banking services; wealth management, investment, and foreign currency services; and treasury management, merchant, and capital markets services, as well as community development lending and equity investment solutions. The company was founded in 1834 and is headquartered in Evansville, Indiana.