What is Zacks Research’s Estimate for NMI FY2025 Earnings?

NMI Holdings Inc (NASDAQ:NMIH) – Zacks Research upped their FY2025 EPS estimates for NMI in a research report issued on Tuesday, June 24th. Zacks Research analyst R. Department now anticipates that the financial services provider will post earnings of $4.78 per share for the year, up from their prior estimate of $4.73. The consensus estimate for NMI’s current full-year earnings is $4.62 per share. Zacks Research also issued estimates for NMI’s Q4 2025 earnings at $1.19 EPS, Q3 2026 earnings at $1.21 EPS, Q4 2026 earnings at $1.25 EPS and FY2026 earnings at $4.93 EPS.

NMI (NASDAQ:NMIH) last released its quarterly earnings results on Tuesday, April 29th. The financial services provider reported $1.28 earnings per share for the quarter, beating the consensus estimate of $1.10 by $0.18. The company had revenue of $173.25 million during the quarter, compared to analysts’ expectations of $169.04 million. NMI had a net margin of 55.93% and a return on equity of 17.27%. The business’s quarterly revenue was up 10.8% compared to the same quarter last year. During the same quarter in the prior year, the company earned $1.08 earnings per share.

Several other brokerages have also recently commented on NMIH. JPMorgan Chase & Co. reduced their target price on shares of NMI from $42.00 to $41.00 and set an “overweight” rating for the company in a report on Tuesday, April 8th. Wall Street Zen upgraded shares of NMI from a “hold” rating to a “buy” rating in a research note on Monday, May 5th. Keefe, Bruyette & Woods dropped their price objective on shares of NMI from $43.00 to $42.00 and set an “outperform” rating for the company in a research note on Tuesday, April 8th. Finally, Compass Point restated a “buy” rating and issued a $37.00 target price (up from $34.00) on shares of NMI in a research report on Friday, May 23rd. Two analysts have rated the stock with a hold rating and six have issued a buy rating to the stock. According to MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and a consensus target price of $42.29.

NMI Stock Up 1.0%

NMI stock opened at $42.24 on Thursday. The stock has a market capitalization of $3.30 billion, a PE ratio of 9.12, a price-to-earnings-growth ratio of 1.41 and a beta of 0.55. NMI has a twelve month low of $31.90 and a twelve month high of $42.49. The company has a quick ratio of 0.74, a current ratio of 0.74 and a debt-to-equity ratio of 0.18. The company has a 50 day moving average of $38.22 and a 200-day moving average of $36.88.

Insider Buying and Selling at NMI

In other news, insider William J. Leatherberry sold 13,111 shares of the business’s stock in a transaction that occurred on Wednesday, April 30th. The shares were sold at an average price of $35.56, for a total value of $466,227.16. Following the completion of the sale, the insider now directly owns 163,796 shares in the company, valued at approximately $5,824,585.76. The trade was a 7.41% decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this hyperlink. Also, EVP Robert Owen Smith sold 20,000 shares of the business’s stock in a transaction that occurred on Thursday, May 1st. The stock was sold at an average price of $36.58, for a total transaction of $731,600.00. Following the completion of the sale, the executive vice president now owns 84,566 shares of the company’s stock, valued at approximately $3,093,424.28. The trade was a 19.13% decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders sold a total of 113,697 shares of company stock worth $4,210,337 over the last three months. 3.00% of the stock is owned by insiders.

Institutional Investors Weigh In On NMI

Hedge funds have recently bought and sold shares of the business. Sound Income Strategies LLC bought a new position in NMI during the first quarter valued at approximately $25,000. Principal Securities Inc. grew its stake in NMI by 66.5% during the fourth quarter. Principal Securities Inc. now owns 716 shares of the financial services provider’s stock valued at $26,000 after acquiring an additional 286 shares in the last quarter. Opal Wealth Advisors LLC bought a new position in NMI during the first quarter valued at $33,000. Neo Ivy Capital Management bought a new position in NMI during the first quarter valued at $47,000. Finally, Caitong International Asset Management Co. Ltd bought a new position in NMI during the first quarter valued at $48,000. Institutional investors own 94.12% of the company’s stock.

NMI Company Profile

NMI Holdings, Inc provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders.