Head to Head Analysis: Till Capital (OTCMKTS:TILCF) & Ryan Specialty (NYSE:RYAN)

Till Capital (OTCMKTS:TILCF) and Ryan Specialty (NYSE:RYAN) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, dividends, risk, valuation, profitability, analyst recommendations and institutional ownership.

Volatility and Risk

Till Capital has a beta of -0.48, suggesting that its stock price is 148% less volatile than the S&P 500. Comparatively, Ryan Specialty has a beta of 0.66, suggesting that its stock price is 34% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings and target prices for Till Capital and Ryan Specialty, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Till Capital	0	0	0	0	0.00
Ryan Specialty	1	3	8	0	2.58

Ryan Specialty has a consensus target price of $75.58, indicating a potential upside of 14.21%. Given Ryan Specialty’s stronger consensus rating and higher probable upside, analysts clearly believe Ryan Specialty is more favorable than Till Capital.

Profitability

This table compares Till Capital and Ryan Specialty’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Till Capital	N/A	-17.79%	-17.59%
Ryan Specialty	6.97%	47.70%	5.69%

Insider and Institutional Ownership

84.8% of Ryan Specialty shares are held by institutional investors. 27.5% of Till Capital shares are held by company insiders. Comparatively, 52.2% of Ryan Specialty shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Valuation and Earnings

This table compares Till Capital and Ryan Specialty”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Till Capital	N/A	N/A	-$2.10 million	($0.55)	-2.65
Ryan Specialty	$2.52 billion	6.90	$94.67 million	$0.34	194.65

Ryan Specialty has higher revenue and earnings than Till Capital. Till Capital is trading at a lower price-to-earnings ratio than Ryan Specialty, indicating that it is currently the more affordable of the two stocks.

Summary

Ryan Specialty beats Till Capital on 13 of the 13 factors compared between the two stocks.

About Till Capital

Till Capital Corporation, together with its subsidiaries, engages in the mineral exploration activities in Canada and the United States. The company explores for silver, gold, and other deposits. It owns various mineral royalties and exploration property option agreements. The company was incorporated in 2012 and is based in Vancouver, Canada.

About Ryan Specialty

Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, Europe, and Singapore. It offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter. The company serves commercial, industrial, institutional, and government sectors. Ryan Specialty Holdings, Inc. was founded in 2010 and is headquartered in Chicago, Illinois.