Intesa Sanpaolo (OTCMKTS:ISNPY) & China CITIC Bank (OTCMKTS:CHCJY) Head-To-Head Review

Intesa Sanpaolo (OTCMKTS:ISNPY) and China CITIC Bank (OTCMKTS:CHCJY) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, risk, profitability, earnings and valuation.

Profitability

This table compares Intesa Sanpaolo and China CITIC Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Intesa Sanpaolo	20.01%	13.15%	0.95%
China CITIC Bank	N/A	N/A	N/A

Risk and Volatility

Intesa Sanpaolo has a beta of 1.06, meaning that its share price is 6% more volatile than the S&P 500. Comparatively, China CITIC Bank has a beta of 0.33, meaning that its share price is 67% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent recommendations for Intesa Sanpaolo and China CITIC Bank, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Intesa Sanpaolo	0	1	0	1	3.00
China CITIC Bank	0	0	0	0	0.00

Dividends

Intesa Sanpaolo pays an annual dividend of $1.68 per share and has a dividend yield of 4.8%. China CITIC Bank pays an annual dividend of $0.72 per share and has a dividend yield of 3.5%. Intesa Sanpaolo pays out 52.2% of its earnings in the form of a dividend.

Insider and Institutional Ownership

1.2% of Intesa Sanpaolo shares are held by institutional investors. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Valuation & Earnings

This table compares Intesa Sanpaolo and China CITIC Bank”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Intesa Sanpaolo	$48.17 billion	2.16	$9.38 billion	$3.22	10.88
China CITIC Bank	$53.73 billion	N/A	$9.47 billion	N/A	N/A

China CITIC Bank has higher revenue and earnings than Intesa Sanpaolo.

Summary

Intesa Sanpaolo beats China CITIC Bank on 8 of the 11 factors compared between the two stocks.

About Intesa Sanpaolo

Intesa Sanpaolo S.p.A. provides various financial products and services primarily in Italy. It operates through six segments: Banca dei Territori, IMI Corporate & Investment Banking, International Subsidiary Banks, Asset Management, Private Banking, and Insurance. The company offers lending and deposit products; private and commercial banking, corporate and transaction banking, structured finance, investment banking, public finance, and capital markets; industrial credit, leasing, and factoring; asset management; life and non-life insurance and pension products; asset and wealth management; private investments; and bancassurance products. The company serves individuals, small and medium-sized businesses, non-profit customers, corporates and financial institutions, public administration, private clients and high net worth individuals, institutional clientele, and other customers. Intesa Sanpaolo S.p.A. was founded in 1998 and is headquartered in Turin, Italy.

About China CITIC Bank

China CITIC Bank Corporation Limited provides various banking products and services in the People's Republic of China and internationally. The company operates in segments, such as Corporate Banking, Retail Banking, and Financial Market business. It accepts deposits; offers corporate and personal loans; and provides securities agency, remittance and settlement, and guarantee services, as well as investment banking and international services. The company also engages in the capital markets operations and inter-bank operations, including inter-bank money market transactions, repurchase transactions, investments, and trading in debt instruments; and derivatives and forex trading. In addition, it offers asset management, finance leasing, wealth management, ageing finance, private banking, credit card, payroll, and other non-banking financial services. The company serves corporations, government agencies, and non-financial institutions; and individual customers and micro and small enterprises. The company operates tier-one branches, tier-two branches, and sub-branches; self-service banks; and self-service terminals, as well as smart teller machines. The company was founded in 1987 and is headquartered in Beijing, the People's Republic of China. China CITIC Bank Corporation Limited operates as a subsidiary of CITIC Financial Holdings Co., Ltd.