Bread Financial (BFH) Projected to Post Earnings on Thursday

Bread Financial (NYSE:BFH) is projected to post its Q2 2025 quarterly earnings results before the market opens on Thursday, July 24th. Analysts expect Bread Financial to post earnings of $1.84 per share and revenue of $944.69 million for the quarter.

Bread Financial (NYSE:BFH) last posted its earnings results on Thursday, April 24th. The company reported $2.86 earnings per share for the quarter, topping the consensus estimate of $2.10 by $0.76. Bread Financial had a return on equity of 12.60% and a net margin of 5.89%. The firm had revenue of $970.00 million during the quarter, compared to analyst estimates of $956.17 million. During the same period in the previous year, the company earned $2.73 EPS. The company’s revenue for the quarter was down 2.1% on a year-over-year basis. On average, analysts expect Bread Financial to post $6 EPS for the current fiscal year and $9 EPS for the next fiscal year.

Bread Financial Stock Up 1.7%

BFH opened at $61.13 on Thursday. The company has a debt-to-equity ratio of 0.42, a quick ratio of 1.17 and a current ratio of 1.17. The business has a 50 day moving average price of $54.71 and a 200 day moving average price of $54.26. The firm has a market cap of $2.85 billion, a P/E ratio of 10.86, a price-to-earnings-growth ratio of 1.12 and a beta of 1.38. Bread Financial has a twelve month low of $38.21 and a twelve month high of $66.71.

Bread Financial Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Friday, June 13th. Shareholders of record on Friday, May 9th were given a $0.21 dividend. This represents a $0.84 annualized dividend and a yield of 1.37%. The ex-dividend date was Friday, May 9th. Bread Financial’s dividend payout ratio is currently 14.92%.

Hedge Funds Weigh In On Bread Financial

Large investors have recently made changes to their positions in the company. Strs Ohio bought a new stake in Bread Financial in the first quarter valued at about $65,000. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC increased its holdings in Bread Financial by 3.0% in the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 157,833 shares of the company’s stock valued at $7,904,000 after purchasing an additional 4,624 shares during the last quarter. Goldman Sachs Group Inc. increased its holdings in Bread Financial by 104.8% in the first quarter. Goldman Sachs Group Inc. now owns 736,604 shares of the company’s stock valued at $36,889,000 after purchasing an additional 376,920 shares during the last quarter. Millennium Management LLC increased its holdings in Bread Financial by 46.5% in the first quarter. Millennium Management LLC now owns 345,902 shares of the company’s stock valued at $17,323,000 after purchasing an additional 109,864 shares during the last quarter. Finally, MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its holdings in Bread Financial by 4.5% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 29,589 shares of the company’s stock valued at $1,482,000 after purchasing an additional 1,286 shares during the last quarter. Institutional investors and hedge funds own 99.52% of the company’s stock.

Wall Street Analyst Weigh In

BFH has been the topic of a number of research reports. Morgan Stanley boosted their price objective on Bread Financial from $36.00 to $39.00 and gave the company an “underweight” rating in a research report on Monday, May 12th. Barclays restated an “underweight” rating and set a $52.00 price objective (up from $45.00) on shares of Bread Financial in a research report on Tuesday, July 8th. JMP Securities restated a “market perform” rating on shares of Bread Financial in a research report on Monday, April 28th. Jefferies Financial Group boosted their price objective on Bread Financial from $45.00 to $50.00 and gave the company a “hold” rating in a research report on Thursday, April 24th. Finally, BTIG Research set a $105.00 price objective on Bread Financial and gave the company a “buy” rating in a research report on Monday. Three equities research analysts have rated the stock with a sell rating, six have assigned a hold rating and four have given a buy rating to the stock. According to data from MarketBeat, Bread Financial has an average rating of “Hold” and a consensus price target of $63.92.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.