Weekly Research Analysts’ Ratings Changes for NMI (NMIH)

A number of firms have modified their ratings and price targets on shares of NMI (NASDAQ: NMIH) recently:

• 7/12/2025 – NMI was downgraded by analysts at Wall Street Zen from a “buy” rating to a “hold” rating.
• 7/11/2025 – NMI had its price target raised by analysts at JPMorgan Chase & Co. from $41.00 to $44.00. They now have an “overweight” rating on the stock.
• 7/8/2025 – NMI had its price target raised by analysts at Barclays PLC from $41.00 to $42.00. They now have an “equal weight” rating on the stock.
• 7/7/2025 – NMI was downgraded by analysts at Keefe, Bruyette & Woods from an “outperform” rating to a “market perform” rating. They now have a $43.00 price target on the stock, up previously from $42.00.
• 5/23/2025 – NMI had its “buy” rating reaffirmed by analysts at Compass Point. They now have a $37.00 price target on the stock, up previously from $34.00.

NMI Price Performance

NASDAQ:NMIH opened at $37.86 on Friday. The company has a debt-to-equity ratio of 0.18, a current ratio of 0.74 and a quick ratio of 0.74. The firm has a market cap of $2.96 billion, a price-to-earnings ratio of 8.18, a price-to-earnings-growth ratio of 1.28 and a beta of 0.55. The company has a 50 day moving average price of $39.72 and a 200-day moving average price of $37.20. NMI Holdings Inc has a 1-year low of $31.90 and a 1-year high of $43.20.

NMI (NASDAQ:NMIH) last issued its quarterly earnings results on Tuesday, April 29th. The financial services provider reported $1.28 EPS for the quarter, topping the consensus estimate of $1.10 by $0.18. The company had revenue of $173.25 million during the quarter, compared to analyst estimates of $169.04 million. NMI had a net margin of 55.93% and a return on equity of 17.27%. The firm’s revenue was up 10.8% compared to the same quarter last year. During the same quarter in the previous year, the firm earned $1.08 EPS. Equities research analysts forecast that NMI Holdings Inc will post 4.62 EPS for the current year.

Insider Buying and Selling

In related news, Director Michael Curry Montgomery sold 1,875 shares of the business’s stock in a transaction on Tuesday, May 13th. The shares were sold at an average price of $38.05, for a total value of $71,343.75. Following the completion of the sale, the director owned 66,068 shares of the company’s stock, valued at approximately $2,513,887.40. The trade was a 2.76% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, EVP Robert Owen Smith sold 20,000 shares of NMI stock in a transaction on Thursday, May 1st. The stock was sold at an average price of $36.58, for a total transaction of $731,600.00. Following the sale, the executive vice president directly owned 84,566 shares in the company, valued at approximately $3,093,424.28. This trade represents a 19.13% decrease in their position. The disclosure for this sale can be found here. Insiders have sold 113,697 shares of company stock worth $4,210,337 in the last 90 days. 3.00% of the stock is owned by insiders.

Institutional Investors Weigh In On NMI

Institutional investors and hedge funds have recently added to or reduced their stakes in the business. Sound Income Strategies LLC acquired a new stake in NMI during the 1st quarter worth $25,000. Maseco LLP acquired a new stake in NMI during the 2nd quarter worth $32,000. Opal Wealth Advisors LLC acquired a new stake in NMI during the 1st quarter worth $33,000. Neo Ivy Capital Management acquired a new stake in NMI during the 1st quarter worth $47,000. Finally, Caitong International Asset Management Co. Ltd acquired a new stake in NMI during the 1st quarter worth $48,000. Institutional investors and hedge funds own 94.12% of the company’s stock.

NMI Holdings, Inc provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders.