Q4 EPS Forecast for SoFi Technologies Reduced by Analyst

SoFi Technologies, Inc. (NASDAQ:SOFI) – Stock analysts at William Blair lowered their Q4 2026 earnings per share estimates for shares of SoFi Technologies in a research note issued to investors on Monday, August 4th. William Blair analyst A. Jeffrey now forecasts that the company will post earnings per share of $0.14 for the quarter, down from their prior forecast of $0.15. The consensus estimate for SoFi Technologies’ current full-year earnings is $0.26 per share. William Blair also issued estimates for SoFi Technologies’ FY2027 earnings at $0.63 EPS.

Other analysts also recently issued research reports about the stock. UBS Group upped their price target on shares of SoFi Technologies from $14.00 to $15.50 and gave the stock a “neutral” rating in a report on Wednesday, April 30th. Cowen began coverage on SoFi Technologies in a research note on Friday, July 11th. They set a “hold” rating for the company. Rothschild & Co Redburn initiated coverage on SoFi Technologies in a research note on Friday, August 1st. They issued a “neutral” rating and a $20.50 price target on the stock. TD Cowen began coverage on SoFi Technologies in a research report on Friday, July 11th. They set a “hold” rating and a $21.00 price objective for the company. Finally, Truist Financial set a $23.00 target price on SoFi Technologies in a research report on Monday. Three equities research analysts have rated the stock with a sell rating, eleven have issued a hold rating, six have assigned a buy rating and one has given a strong buy rating to the stock. Based on data from MarketBeat, SoFi Technologies currently has a consensus rating of “Hold” and a consensus target price of $18.29.

SoFi Technologies Trading Down 0.4%

Shares of SoFi Technologies stock opened at $21.46 on Wednesday. The company has a quick ratio of 0.14, a current ratio of 0.80 and a debt-to-equity ratio of 0.46. SoFi Technologies has a 12-month low of $6.31 and a 12-month high of $25.11. The company has a market capitalization of $23.72 billion, a price-to-earnings ratio of 44.71, a PEG ratio of 2.66 and a beta of 1.93. The firm’s 50-day moving average price is $18.09 and its two-hundred day moving average price is $14.99.

SoFi Technologies (NASDAQ:SOFI) last released its earnings results on Tuesday, July 29th. The company reported $0.08 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.06 by $0.02. The company had revenue of $519.37 million for the quarter, compared to analyst estimates of $801.94 million. SoFi Technologies had a return on equity of 4.51% and a net margin of 18.38%. SoFi Technologies’s quarterly revenue was up 42.8% on a year-over-year basis. During the same period in the prior year, the firm posted $0.01 EPS.

Insider Buying and Selling

In other SoFi Technologies news, CTO Jeremy Rishel sold 66,847 shares of SoFi Technologies stock in a transaction dated Friday, June 20th. The stock was sold at an average price of $15.55, for a total transaction of $1,039,470.85. Following the transaction, the chief technology officer directly owned 724,321 shares of the company’s stock, valued at approximately $11,263,191.55. The trade was a 8.45% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link. Also, Director Magdalena Yesil sold 87,140 shares of the stock in a transaction dated Tuesday, June 10th. The shares were sold at an average price of $14.39, for a total value of $1,253,944.60. Following the completion of the sale, the director directly owned 289,258 shares of the company’s stock, valued at approximately $4,162,422.62. The trade was a 23.15% decrease in their position. The disclosure for this sale can be found here. Insiders sold a total of 273,181 shares of company stock valued at $4,043,240 in the last three months. Insiders own 2.60% of the company’s stock.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently modified their holdings of the company. Soltis Investment Advisors LLC raised its stake in SoFi Technologies by 1.8% during the second quarter. Soltis Investment Advisors LLC now owns 28,436 shares of the company’s stock worth $518,000 after buying an additional 501 shares during the last quarter. AE Wealth Management LLC grew its holdings in SoFi Technologies by 2.8% during the 2nd quarter. AE Wealth Management LLC now owns 18,620 shares of the company’s stock worth $339,000 after acquiring an additional 514 shares during the period. Burney Co. raised its position in shares of SoFi Technologies by 0.4% in the 2nd quarter. Burney Co. now owns 147,136 shares of the company’s stock worth $2,679,000 after acquiring an additional 557 shares in the last quarter. Drive Wealth Management LLC raised its position in shares of SoFi Technologies by 1.4% in the 2nd quarter. Drive Wealth Management LLC now owns 40,546 shares of the company’s stock worth $738,000 after acquiring an additional 563 shares in the last quarter. Finally, Elequin Capital LP lifted its stake in shares of SoFi Technologies by 30.1% in the 4th quarter. Elequin Capital LP now owns 2,726 shares of the company’s stock valued at $42,000 after purchasing an additional 631 shares during the period. Institutional investors and hedge funds own 38.43% of the company’s stock.

SoFi Technologies Company Profile

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.