Zacks Research Predicts Mastercard’s Q3 Earnings (NYSE:MA)

Mastercard Incorporated (NYSE:MA) – Analysts at Zacks Research raised their Q3 2025 earnings estimates for Mastercard in a research note issued to investors on Wednesday, August 13th. Zacks Research analyst D. Chatterjee now forecasts that the credit services provider will earn $4.24 per share for the quarter, up from their previous estimate of $4.03. The consensus estimate for Mastercard’s current full-year earnings is $15.91 per share. Zacks Research also issued estimates for Mastercard’s FY2025 earnings at $16.10 EPS, Q2 2026 earnings at $4.66 EPS, Q3 2026 earnings at $4.94 EPS, FY2026 earnings at $18.75 EPS, Q1 2027 earnings at $4.79 EPS and FY2027 earnings at $21.83 EPS.

MA has been the subject of several other research reports. Morgan Stanley upped their target price on shares of Mastercard from $639.00 to $661.00 and gave the company an “overweight” rating in a research note on Friday, August 1st. Deutsche Bank Aktiengesellschaft assumed coverage on shares of Mastercard in a research report on Thursday, July 17th. They set a “buy” rating and a $650.00 price objective for the company. Royal Bank Of Canada increased their price objective on shares of Mastercard from $650.00 to $656.00 and gave the stock an “outperform” rating in a research report on Friday, August 1st. Citigroup increased their price objective on shares of Mastercard from $650.00 to $652.00 and gave the stock a “buy” rating in a research report on Monday, May 5th. Finally, TD Cowen reissued a “buy” rating and set a $645.00 price objective on shares of Mastercard in a research report on Monday, August 11th. Five research analysts have rated the stock with a hold rating, twenty-five have given a buy rating and two have issued a strong buy rating to the company. Based on data from MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $617.93.

Mastercard Stock Down 0.3%

Shares of NYSE:MA opened at $582.06 on Friday. Mastercard has a 52 week low of $461.90 and a 52 week high of $594.71. The company has a debt-to-equity ratio of 2.41, a quick ratio of 1.16 and a current ratio of 1.16. The company has a market capitalization of $526.19 billion, a PE ratio of 39.25, a PEG ratio of 2.39 and a beta of 1.03. The company has a 50 day moving average price of $563.30 and a two-hundred day moving average price of $554.64.

Mastercard (NYSE:MA) last issued its earnings results on Thursday, July 31st. The credit services provider reported $4.15 EPS for the quarter, beating the consensus estimate of $4.05 by $0.10. Mastercard had a net margin of 44.93% and a return on equity of 200.01%. The firm had revenue of $8.13 billion during the quarter, compared to the consensus estimate of $7.95 billion. During the same quarter in the prior year, the firm earned $3.50 earnings per share. The business’s quarterly revenue was up 16.8% on a year-over-year basis.

Mastercard Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Friday, August 8th. Shareholders of record on Wednesday, July 9th were paid a $0.76 dividend. The ex-dividend date was Wednesday, July 9th. This represents a $3.04 dividend on an annualized basis and a yield of 0.5%. Mastercard’s dividend payout ratio (DPR) is currently 20.50%.

Insider Activity

In other Mastercard news, insider Craig Vosburg sold 9,428 shares of the stock in a transaction on Friday, June 20th. The shares were sold at an average price of $353.05, for a total value of $3,328,555.40. Following the completion of the sale, the insider owned 58,451 shares in the company, valued at $20,636,125.55. This trade represents a 13.89% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available through this link. Also, insider Linda Pistecchia Kirkpatrick sold 958 shares of the stock in a transaction on Monday, June 30th. The shares were sold at an average price of $560.00, for a total transaction of $536,480.00. Following the completion of the sale, the insider owned 23,624 shares of the company’s stock, valued at approximately $13,229,440. This represents a 3.90% decrease in their position. The disclosure for this sale can be found here. In the last ninety days, insiders have sold 38,453 shares of company stock worth $20,178,667. 0.09% of the stock is owned by insiders.

Institutional Trading of Mastercard

A number of hedge funds have recently modified their holdings of MA. Brighton Jones LLC lifted its stake in shares of Mastercard by 42.3% during the 4th quarter. Brighton Jones LLC now owns 6,824 shares of the credit services provider’s stock worth $3,594,000 after buying an additional 2,028 shares during the last quarter. Bank Pictet & Cie Europe AG raised its stake in Mastercard by 11.8% in the 4th quarter. Bank Pictet & Cie Europe AG now owns 70,472 shares of the credit services provider’s stock worth $37,108,000 after purchasing an additional 7,452 shares in the last quarter. Mascagni Wealth Management Inc. acquired a new stake in Mastercard in the 4th quarter worth about $73,000. Trustco Bank Corp N Y acquired a new stake in Mastercard in the 4th quarter worth about $211,000. Finally, Jump Financial LLC raised its stake in Mastercard by 14.1% in the 4th quarter. Jump Financial LLC now owns 3,940 shares of the credit services provider’s stock worth $2,075,000 after purchasing an additional 486 shares in the last quarter. Institutional investors and hedge funds own 97.28% of the company’s stock.

Mastercard Company Profile

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers integrated products and value-added services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; and commercial credit, debit, and prepaid payment products and solutions.