Comparing Global Blue Group (NYSE:GB) & INTERNATIONAL MONEY EXPRESS (NASDAQ:IMXI)

Global Blue Group (NYSE:GB) and INTERNATIONAL MONEY EXPRESS (NASDAQ:IMXI) are both small-cap business services companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, institutional ownership, risk, valuation, analyst recommendations, dividends and earnings.

Profitability

This table compares Global Blue Group and INTERNATIONAL MONEY EXPRESS’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Global Blue Group	16.56%	45.20%	4.69%
INTERNATIONAL MONEY EXPRESS	8.01%	42.08%	12.03%

Volatility and Risk

Global Blue Group has a beta of 0.44, indicating that its share price is 56% less volatile than the S&P 500. Comparatively, INTERNATIONAL MONEY EXPRESS has a beta of 1.02, indicating that its share price is 2% more volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent recommendations for Global Blue Group and INTERNATIONAL MONEY EXPRESS, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Global Blue Group	0	1	0	0	2.00
INTERNATIONAL MONEY EXPRESS	0	5	2	0	2.29

Global Blue Group currently has a consensus price target of $6.00, suggesting a potential downside of 19.89%. INTERNATIONAL MONEY EXPRESS has a consensus price target of $19.60, suggesting a potential upside of 35.92%. Given INTERNATIONAL MONEY EXPRESS’s stronger consensus rating and higher possible upside, analysts clearly believe INTERNATIONAL MONEY EXPRESS is more favorable than Global Blue Group.

Valuation & Earnings

This table compares Global Blue Group and INTERNATIONAL MONEY EXPRESS”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Global Blue Group	$545.29 million	2.74	$90.58 million	$0.37	20.24
INTERNATIONAL MONEY EXPRESS	$658.65 million	0.65	$58.82 million	$1.64	8.79

Global Blue Group has higher earnings, but lower revenue than INTERNATIONAL MONEY EXPRESS. INTERNATIONAL MONEY EXPRESS is trading at a lower price-to-earnings ratio than Global Blue Group, indicating that it is currently the more affordable of the two stocks.

Institutional & Insider Ownership

89.7% of Global Blue Group shares are owned by institutional investors. Comparatively, 86.7% of INTERNATIONAL MONEY EXPRESS shares are owned by institutional investors. 5.1% of INTERNATIONAL MONEY EXPRESS shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

INTERNATIONAL MONEY EXPRESS beats Global Blue Group on 8 of the 14 factors compared between the two stocks.

About Global Blue Group

Global Blue Group Holding AG, together with its subsidiaries, provides technology-enabled transaction processing services for merchants, banks, acquirers, governments, and travelers in Europe, the Asia Pacific, and internationally. The company operates in three segments: Tax Free Shopping Technology Solutions (TFSS), Added-Value Payment Solutions (AVPS), and Retail Tech Solutions (RTS). It offers TFSS, a value added tax (VAT) refund service that allows eligible shoppers to reclaim VAT on goods purchased outside of their home country; and intelligence and marketing services. The company also provides AVPS, a service which enables customers to pay in their choice of preferred currency, home or destination, and at the point of sale (POS) when shopping outside of their home country under the Dynamic Currency Choice and Currency Select brands. In addition, it offers currency conversion services for POS, e-commerce return solutions, dynamic currency conversion (DCC) services, and DCC services at ATMs, as well as multi-currency processing services for online retailers. Further, the company provides ZigZag, a technology platform that fully digitalizes the eCommerce returns experience and enhances the process for both retailers and consumers; Yocuda that enables retailers to send digital receipts to their customers; and ShipUp, a post-purchase engagement solution for online purchases enabling brands to deliver seamless, proactive, and branded post-purchase communication. Global Blue Group Holding AG was founded in 1980 and is headquartered in Wangen-Brüttisellen, Switzerland.

About INTERNATIONAL MONEY EXPRESS

International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and Internet-enabled mobile devices. International Money Express, Inc. is headquartered in Miami, Florida.