Katapult (NASDAQ:KPLT) vs. Intelligent Protection Management (NASDAQ:IPM) Head-To-Head Analysis

Katapult (NASDAQ:KPLT) and Intelligent Protection Management (NASDAQ:IPM) are both small-cap business services companies, but which is the superior business? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, earnings, institutional ownership and dividends.

Profitability

This table compares Katapult and Intelligent Protection Management’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Katapult	-11.97%	N/A	-35.12%
Intelligent Protection Management	N/A	-16.88%	-12.03%

Risk & Volatility

Katapult has a beta of 1.75, suggesting that its stock price is 75% more volatile than the S&P 500. Comparatively, Intelligent Protection Management has a beta of 0.85, suggesting that its stock price is 15% less volatile than the S&P 500.

Valuation & Earnings

This table compares Katapult and Intelligent Protection Management”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Katapult	$247.19 million	0.26	-$25.92 million	($7.03)	-1.99
Intelligent Protection Management	$11.80 million	1.51	-$8.43 million	($0.34)	-5.68

Intelligent Protection Management has lower revenue, but higher earnings than Katapult. Intelligent Protection Management is trading at a lower price-to-earnings ratio than Katapult, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for Katapult and Intelligent Protection Management, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Katapult	0	2	0	0	2.00
Intelligent Protection Management	0	0	1	0	3.00

Katapult currently has a consensus price target of $10.00, suggesting a potential downside of 28.67%. Intelligent Protection Management has a consensus price target of $6.00, suggesting a potential upside of 210.88%. Given Intelligent Protection Management’s stronger consensus rating and higher possible upside, analysts plainly believe Intelligent Protection Management is more favorable than Katapult.

Institutional & Insider Ownership

26.8% of Katapult shares are owned by institutional investors. Comparatively, 3.9% of Intelligent Protection Management shares are owned by institutional investors. 14.8% of Katapult shares are owned by company insiders. Comparatively, 19.3% of Intelligent Protection Management shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Intelligent Protection Management beats Katapult on 9 of the 14 factors compared between the two stocks.

About Katapult

Katapult Holdings, Inc., an e-commerce focused financial technology company, provides e-commerce point-of-sale lease-purchase options for nonprime consumers in the United States. The company's technology platform provides nonprime consumers with a lease purchase option to enable them to obtain durable goods from its network of e-commerce retailers. It also offers Katapult Pay, a one-time use virtual card technology that makes lease purchasing and transactions. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.

About Intelligent Protection Management

Intelligent Protection Management Corp. engages in the development of communications software to enhance security and privacy solutions for multimedia communication and data transmission. Its solutions include blockchain strategy consulting, blockchain implementation, white label video solutions, and technology licensing. The firm’s product portfolio includes Paltalk and Camfrog. The company was founded by Clifford Lerner and Darrell Lerner on July 19, 2005 and is headquartered in Jericho, NY.