Westbury Bancorp (OTCMKTS:WBBW) & Fidelity D&D Bancorp (NASDAQ:FDBC) Head to Head Analysis

Profitability

This table compares Westbury Bancorp and Fidelity D&D Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Westbury Bancorp	N/A	N/A	N/A
Fidelity D&D Bancorp	17.75%	11.28%	0.89%

Volatility and Risk

Westbury Bancorp has a beta of -0.04, indicating that its stock price is 104% less volatile than the S&P 500. Comparatively, Fidelity D&D Bancorp has a beta of 1.03, indicating that its stock price is 3% more volatile than the S&P 500.

Institutional & Insider Ownership

0.3% of Westbury Bancorp shares are held by institutional investors. Comparatively, 20.1% of Fidelity D&D Bancorp shares are held by institutional investors. 10.9% of Westbury Bancorp shares are held by company insiders. Comparatively, 18.4% of Fidelity D&D Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Earnings and Valuation

This table compares Westbury Bancorp and Fidelity D&D Bancorp”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Westbury Bancorp	$34.41 million	1.76	$7.99 million	N/A	N/A
Fidelity D&D Bancorp	$126.04 million	2.03	$20.79 million	$4.10	10.83

Fidelity D&D Bancorp has higher revenue and earnings than Westbury Bancorp.

Summary

Fidelity D&D Bancorp beats Westbury Bancorp on 9 of the 9 factors compared between the two stocks.

About Westbury Bancorp

Westbury Bancorp, Inc. operates as a holding company for Westbury Bank that provides various community banking and financial products and services for individuals, families, and businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, and term certificate accounts; personal, mortgage, one-to four-family residential real estate, multi-family, commercial business, loans, commercial real estate loans, and construction loans; credit cards; and online and mobile banking services. Westbury Bancorp, Inc. was founded in 1926 and is headquartered in Waukesha, Wisconsin.

About Fidelity D&D Bancorp

Fidelity D&D Bancorp, Inc. is a holding company, which engages in the provision of commercial banking services. It operates through the following segments: Commercial and Industrial, Commercial Real Estate, Consumer, and Residential Real Estate. The Commercial and Industrial segment refers to identified historic and/or the projected cash flows of the borrower and secondarily to the underlying collateral provided by the borrower. The Commercial Real Estate segment offers finances purchase of real estate, refinance existing obligations, and/or to provide capital. The Consumer segment includes home equity installment loans and lines of credit. The Residential Real Estate segment operates as a secured first lien position of the borrower’s residential real estate. The company was founded in 1902 and is headquartered in Dunmore, PA.