Affirm Holdings, Inc. (NASDAQ:AFRM) Given Consensus Recommendation of “Moderate Buy” by Brokerages

Affirm Holdings, Inc. (NASDAQ:AFRM) has earned an average rating of “Moderate Buy” from the thirty brokerages that are presently covering the company, MarketBeat.com reports. Eleven research analysts have rated the stock with a hold recommendation, eighteen have issued a buy recommendation and one has issued a strong buy recommendation on the company. The average twelve-month price target among brokers that have issued ratings on the stock in the last year is $79.0435.

AFRM has been the topic of a number of research reports. Zacks Research downgraded shares of Affirm from a “strong-buy” rating to a “hold” rating in a research note on Wednesday, August 13th. Morgan Stanley set a $90.00 target price on shares of Affirm in a research report on Friday, August 29th. UBS Group lifted their price target on shares of Affirm from $56.00 to $85.00 and gave the company a “neutral” rating in a report on Friday, August 29th. Deutsche Bank Aktiengesellschaft started coverage on shares of Affirm in a research note on Thursday, July 17th. They set a “buy” rating and a $78.00 target price for the company. Finally, JMP Securities upped their price target on shares of Affirm from $75.00 to $105.00 and gave the stock a “market outperform” rating in a research note on Friday, August 29th.

Affirm Trading Up 3.0%

Shares of Affirm stock opened at $88.42 on Wednesday. The company has a 50-day moving average of $74.03 and a two-hundred day moving average of $59.63. The stock has a market cap of $28.79 billion, a PE ratio of 680.21, a price-to-earnings-growth ratio of 5.60 and a beta of 3.64. Affirm has a 12-month low of $30.90 and a 12-month high of $100.00. The company has a current ratio of 11.54, a quick ratio of 11.54 and a debt-to-equity ratio of 2.55.

Affirm (NASDAQ:AFRM) last released its quarterly earnings results on Thursday, August 28th. The company reported $0.20 EPS for the quarter, beating the consensus estimate of $0.11 by $0.09. The business had revenue of $876.42 million for the quarter, compared to analyst estimates of $834.94 million. Affirm had a net margin of 1.62% and a return on equity of 1.80%. The company’s quarterly revenue was up 32.9% on a year-over-year basis. During the same period in the prior year, the business earned ($0.14) earnings per share. Affirm has set its FY 2026 guidance at EPS. Q1 2026 guidance at EPS. On average, research analysts anticipate that Affirm will post -0.18 EPS for the current fiscal year.

Insider Buying and Selling at Affirm

In other news, insider Katherine Adkins sold 36,878 shares of the stock in a transaction on Friday, August 29th. The shares were sold at an average price of $95.00, for a total transaction of $3,503,410.00. Following the transaction, the insider owned 113,400 shares in the company, valued at $10,773,000. This represents a 24.54% decrease in their position. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, CAO Siphelele Jiyane sold 25,533 shares of the company’s stock in a transaction on Thursday, September 4th. The stock was sold at an average price of $90.71, for a total transaction of $2,316,098.43. Following the sale, the chief accounting officer directly owned 226,467 shares of the company’s stock, valued at approximately $20,542,821.57. This represents a 10.13% decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold 1,260,497 shares of company stock valued at $101,241,354 over the last three months. 11.82% of the stock is owned by insiders.

Hedge Funds Weigh In On Affirm

Hedge funds and other institutional investors have recently made changes to their positions in the business. Allworth Financial LP lifted its holdings in shares of Affirm by 63.7% during the 1st quarter. Allworth Financial LP now owns 563 shares of the company’s stock worth $27,000 after acquiring an additional 219 shares during the period. Huntington National Bank boosted its stake in shares of Affirm by 634.0% in the 2nd quarter. Huntington National Bank now owns 389 shares of the company’s stock valued at $27,000 after purchasing an additional 336 shares during the last quarter. SouthState Corp boosted its stake in shares of Affirm by 190.5% in the 2nd quarter. SouthState Corp now owns 427 shares of the company’s stock valued at $30,000 after purchasing an additional 280 shares during the last quarter. Blume Capital Management Inc. boosted its stake in shares of Affirm by 468.8% in the 2nd quarter. Blume Capital Management Inc. now owns 455 shares of the company’s stock valued at $31,000 after purchasing an additional 375 shares during the last quarter. Finally, UMB Bank n.a. boosted its stake in shares of Affirm by 86.6% in the 2nd quarter. UMB Bank n.a. now owns 569 shares of the company’s stock valued at $39,000 after purchasing an additional 264 shares during the last quarter. 69.29% of the stock is owned by institutional investors.

Affirm Company Profile

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.