Head to Head Review: CACI International (NYSE:CACI) and Cass Information Systems (NASDAQ:CASS)

CACI International (NYSE:CACI) and Cass Information Systems (NASDAQ:CASS) are both computer and technology companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, institutional ownership, earnings, profitability and valuation.

Valuation and Earnings

This table compares CACI International and Cass Information Systems”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CACI International	$8.63 billion	1.26	$499.83 million	$22.35	22.15
Cass Information Systems	$199.19 million	2.79	$19.17 million	$1.86	22.63

CACI International has higher revenue and earnings than Cass Information Systems. CACI International is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Volatility & Risk

CACI International has a beta of 0.65, suggesting that its share price is 35% less volatile than the S&P 500. Comparatively, Cass Information Systems has a beta of 0.45, suggesting that its share price is 55% less volatile than the S&P 500.

Profitability

This table compares CACI International and Cass Information Systems’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CACI International	5.79%	15.84%	7.20%
Cass Information Systems	13.22%	9.02%	0.91%

Analyst Recommendations

This is a summary of recent ratings and recommmendations for CACI International and Cass Information Systems, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CACI International	0	2	11	1	2.93
Cass Information Systems	0	0	1	0	3.00

CACI International presently has a consensus target price of $549.25, suggesting a potential upside of 10.97%. Cass Information Systems has a consensus target price of $48.00, suggesting a potential upside of 14.01%. Given Cass Information Systems’ stronger consensus rating and higher probable upside, analysts clearly believe Cass Information Systems is more favorable than CACI International.

Institutional and Insider Ownership

86.4% of CACI International shares are held by institutional investors. Comparatively, 59.1% of Cass Information Systems shares are held by institutional investors. 1.1% of CACI International shares are held by insiders. Comparatively, 3.2% of Cass Information Systems shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

CACI International beats Cass Information Systems on 9 of the 15 factors compared between the two stocks.

About CACI International

CACI International Inc, through its subsidiaries, engages in the provision of expertise and technology to enterprise and mission customers in support of national security in the intelligence, defense, and federal civilian sectors. The company operates through two segments, Domestic Operations and International Operations. The Domestic Operations segment offers digital solutions by modernizing enterprise and agency-unique applications, enterprise infrastructure, and business processes; C4ISR solutions, including command, control, communications, and computer (C4), as well as intelligence, surveillance, and reconnaissance (ISR) technology and networks; and cyber solutions for cybersecurity, cyberspace, electronic warfare, and signals intelligence operations. This segment also provides space solutions, comprising intelligence fusion, data analytic, and decision support, as well as logistics solutions; engineering services, such as platform integration, modernization and sustainment, system engineering, naval architecture, training and simulation, and logistics engineering; design, implement, protect, and manage secure enterprise IT solutions for federal agencies; and mission support solutions, that include analytic services, as well as scenario-based instruction across the spectrum of intelligence processing, collection, and products. The International Operations segment provides a range of IT services, proprietary data, and software products to the commercial and government customers in the United Kingdom, continental Europe, and internationally. The company was founded in 1962 and is headquartered in Reston, Virginia.

About Cass Information Systems

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates through two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software solution and on-line platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-related ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and leased facilities in Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in Saint Louis, Missouri.