B. Riley Has Pessimistic Outlook of Atlanticus Q3 Earnings

Atlanticus Holdings Corporation (NASDAQ:ATLC) – Equities research analysts at B. Riley lowered their Q3 2025 earnings per share (EPS) estimates for shares of Atlanticus in a research note issued to investors on Monday, September 15th. B. Riley analyst R. Binner now expects that the credit services provider will earn $1.34 per share for the quarter, down from their previous forecast of $1.55. B. Riley currently has a “Buy” rating and a $90.00 target price on the stock. The consensus estimate for Atlanticus’ current full-year earnings is $4.49 per share. B. Riley also issued estimates for Atlanticus’ Q4 2025 earnings at $1.66 EPS, FY2025 earnings at $6.00 EPS, Q1 2026 earnings at $1.83 EPS, Q2 2026 earnings at $1.86 EPS, Q3 2026 earnings at $2.06 EPS, Q4 2026 earnings at $2.09 EPS and FY2026 earnings at $7.85 EPS.

Several other brokerages have also recently issued reports on ATLC. Citigroup restated an “outperform” rating on shares of Atlanticus in a research report on Thursday. Wall Street Zen downgraded Atlanticus from a “strong-buy” rating to a “buy” rating in a research report on Saturday, September 13th. BTIG Research reaffirmed a “buy” rating and issued a $84.00 price objective on shares of Atlanticus in a research note on Thursday, September 11th. Finally, JMP Securities boosted their target price on Atlanticus from $78.00 to $95.00 and gave the company a “market outperform” rating in a research report on Thursday. Five analysts have rated the stock with a Buy rating and one has given a Hold rating to the company. According to MarketBeat, the company currently has a consensus rating of “Moderate Buy” and a consensus price target of $76.60.

Atlanticus Price Performance

ATLC stock opened at $71.50 on Thursday. Atlanticus has a 52 week low of $33.41 and a 52 week high of $78.91. The firm has a market capitalization of $1.08 billion, a P/E ratio of 12.57 and a beta of 2.00. The company has a fifty day simple moving average of $60.17 and a two-hundred day simple moving average of $54.57. The company has a quick ratio of 1.38, a current ratio of 1.38 and a debt-to-equity ratio of 0.55.

Atlanticus (NASDAQ:ATLC) last posted its earnings results on Thursday, August 7th. The credit services provider reported $1.51 earnings per share for the quarter, beating analysts’ consensus estimates of $1.30 by $0.21. The firm had revenue of $393.82 million during the quarter, compared to analyst estimates of $373.87 million. Atlanticus had a net margin of 8.51% and a return on equity of 24.20%.

Institutional Trading of Atlanticus

Several institutional investors and hedge funds have recently made changes to their positions in ATLC. Allspring Global Investments Holdings LLC purchased a new stake in shares of Atlanticus during the first quarter valued at $387,000. Janney Montgomery Scott LLC purchased a new stake in Atlanticus in the 1st quarter valued at about $2,588,000. Millennium Management LLC bought a new position in Atlanticus in the 4th quarter worth about $987,000. Pinnacle Wealth Management LLC bought a new position in Atlanticus in the 1st quarter worth about $678,000. Finally, GAMMA Investing LLC increased its position in shares of Atlanticus by 28,426.9% during the first quarter. GAMMA Investing LLC now owns 7,417 shares of the credit services provider’s stock worth $379,000 after acquiring an additional 7,391 shares during the period. 14.15% of the stock is currently owned by institutional investors.

Insider Buying and Selling at Atlanticus

In related news, Director Deal W. Hudson sold 2,000 shares of the firm’s stock in a transaction that occurred on Wednesday, August 13th. The stock was sold at an average price of $62.39, for a total transaction of $124,780.00. Following the completion of the sale, the director directly owned 61,092 shares of the company’s stock, valued at approximately $3,811,529.88. This trade represents a 3.17% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Insiders own 50.40% of the company’s stock.

Atlanticus Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Monday, September 15th. Stockholders of record on Monday, September 1st were paid a dividend of $0.4766 per share. This represents a $1.91 dividend on an annualized basis and a dividend yield of 2.7%.

About Atlanticus

Atlanticus Holdings Corporation, a financial technology company, provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers.