Hamilton Insurance Group (NYSE:HG – Get Free Report) and EverQuote (NASDAQ:EVER – Get Free Report) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, risk, earnings, dividends, institutional ownership, valuation and profitability.
Volatility and Risk
Hamilton Insurance Group has a beta of 0.81, indicating that its share price is 19% less volatile than the S&P 500. Comparatively, EverQuote has a beta of 0.54, indicating that its share price is 46% less volatile than the S&P 500.
Valuation and Earnings
This table compares Hamilton Insurance Group and EverQuote”s gross revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Hamilton Insurance Group | $2.33 billion | 1.05 | $400.43 million | $3.62 | 6.74 |
| EverQuote | $500.19 million | 1.86 | $32.17 million | $1.24 | 20.56 |
Hamilton Insurance Group has higher revenue and earnings than EverQuote. Hamilton Insurance Group is trading at a lower price-to-earnings ratio than EverQuote, indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares Hamilton Insurance Group and EverQuote’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Hamilton Insurance Group | 14.67% | 13.27% | 3.94% |
| EverQuote | 7.57% | 36.90% | 24.45% |
Insider and Institutional Ownership
29.2% of Hamilton Insurance Group shares are held by institutional investors. Comparatively, 91.5% of EverQuote shares are held by institutional investors. 17.5% of Hamilton Insurance Group shares are held by insiders. Comparatively, 25.5% of EverQuote shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.
Analyst Ratings
This is a summary of recent recommendations for Hamilton Insurance Group and EverQuote, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Hamilton Insurance Group | 1 | 3 | 4 | 0 | 2.38 |
| EverQuote | 0 | 0 | 4 | 1 | 3.20 |
Hamilton Insurance Group presently has a consensus target price of $25.43, suggesting a potential upside of 4.26%. EverQuote has a consensus target price of $32.40, suggesting a potential upside of 27.06%. Given EverQuote’s stronger consensus rating and higher possible upside, analysts clearly believe EverQuote is more favorable than Hamilton Insurance Group.
Summary
EverQuote beats Hamilton Insurance Group on 9 of the 14 factors compared between the two stocks.
About Hamilton Insurance Group
Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.
About EverQuote
EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company offers auto, home and renters, and life insurance. The company serves carriers and agents, as well as indirect distributors. The company was formerly known as AdHarmonics, Inc., and changed its name to EverQuote, Inc. in November 2014. EverQuote, Inc. was incorporated in 2008 and is based in Cambridge, Massachusetts.
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