NetClass Technology (NASDAQ:NTCL) vs. Blend Labs (NYSE:BLND) Head to Head Analysis

NetClass Technology (NASDAQ:NTCL) and Blend Labs (NYSE:BLND) are both small-cap computer and technology companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, risk, analyst recommendations, earnings, valuation, profitability and institutional ownership.

Valuation & Earnings

This table compares NetClass Technology and Blend Labs”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NetClass Technology	$10.10 million	2.43	-$1.48 million	N/A	N/A
Blend Labs	$162.02 million	6.08	-$43.35 million	($0.15)	-25.30

NetClass Technology has higher earnings, but lower revenue than Blend Labs.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for NetClass Technology and Blend Labs, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NetClass Technology	0	0	0	0	0.00
Blend Labs	0	2	4	1	2.86

Blend Labs has a consensus target price of $4.88, suggesting a potential upside of 28.68%. Given Blend Labs’ stronger consensus rating and higher possible upside, analysts clearly believe Blend Labs is more favorable than NetClass Technology.

Profitability

This table compares NetClass Technology and Blend Labs’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
NetClass Technology	N/A	N/A	N/A
Blend Labs	-14.26%	N/A	-4.24%

Institutional & Insider Ownership

52.6% of Blend Labs shares are held by institutional investors. 35.5% of Blend Labs shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Blend Labs beats NetClass Technology on 8 of the 11 factors compared between the two stocks.

About NetClass Technology

Netclass Technology, Inc. operates as a holding company, which provides IT solutions to schools, training institutions, corporations, public agencies and other institutions. Its solutions include teaching management, campus management, online teaching, online examination, epidemic prevention and control, education credit block chain system, and lecturer evaluation services. The company was founded January 4, 2022 and is headquartered in Shanghai, China.

About Blend Labs

Blend Labs, Inc. engages in the provision of cloud-based software platform solutions for financial services firms in the United States. It operates in two segments, Blend Platform and Title365. The company's Blend Builder Platform offers a suite of products that powers digital-first consumer journeys for mortgages, home equity loans and lines of credit, vehicle loans, personal loans, credit cards, and deposit accounts; and offers mortgage products to facilitate the homeownership journey for consumers comprising close, income verification for mortgage, homeowners' insurance, and realty. It also offers verification components to automate confirmation tasks that are needed to underwrite a loan or approve the opening of a new deposit account; decisioning components to reduce the need for human intervention by automatically applying business rules throughout an application workflow configured by a financial services firm; workflow intelligence components to manage data collection and automate tasks throughout the loan origination process; and marketplace components to enable consumers to shop for products and services presented at the precise moment of need during an application for a loan. In addition, the company, through its subsidiary, offers title search procedures for title insurance policies, escrow, and other closing and settlement services, as well as other trustee services; and provides professional and consulting services. It serves banks, credit unions, fintechs, and non-bank mortgage lenders. The company was incorporated in 2012 and is headquartered in San Francisco, California.