Scor (OTCMKTS:SCRYY) vs. Sompo (OTCMKTS:SMPNY) Head-To-Head Review

Scor (OTCMKTS:SCRYY) and Sompo (OTCMKTS:SMPNY) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, dividends, risk, profitability, valuation and earnings.

Profitability

This table compares Scor and Sompo’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Scor	3.41%	11.92%	1.44%
Sompo	8.14%	13.04%	2.83%

Volatility & Risk

Scor has a beta of 0.83, meaning that its share price is 17% less volatile than the S&P 500. Comparatively, Sompo has a beta of 0.4, meaning that its share price is 60% less volatile than the S&P 500.

Valuation and Earnings

This table compares Scor and Sompo”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Scor	$17.45 billion	0.37	$4.33 million	$0.33	10.82
Sompo	$35.81 billion	0.81	$2.79 billion	$1.49	10.39

Sompo has higher revenue and earnings than Scor. Sompo is trading at a lower price-to-earnings ratio than Scor, indicating that it is currently the more affordable of the two stocks.

Dividends

Scor pays an annual dividend of $0.13 per share and has a dividend yield of 3.6%. Sompo pays an annual dividend of $0.38 per share and has a dividend yield of 2.5%. Scor pays out 39.4% of its earnings in the form of a dividend. Sompo pays out 25.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Analyst Recommendations

This is a breakdown of current ratings and target prices for Scor and Sompo, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Scor	0	2	1	2	3.00
Sompo	0	0	0	0	0.00

Summary

Sompo beats Scor on 8 of the 14 factors compared between the two stocks.

About Scor

SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. The SCOR P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering, agricultural risks, and property catastrophes; specialties insurance products, including business solutions, political and credit risks, cyber, and environmental liability; and business ventures and partnerships. The SCOR L&H segment provides life reinsurance products, such as protection for mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical, and personal accident. This segment also provides financial solutions that combine traditional life reinsurance with financial components and provide liquidity, balance sheet, solvency, and income improvements to clients; longevity solutions that include products covering the risk of negative deviation from expected results due to the insured or annuitant living longer than assumed in the pricing of insurance covers provided by insurers or pension funds; and distribution solutions. In addition, it is involved in the asset management business. SCOR SE was founded in 1970 and is headquartered in Paris, France.

About Sompo

Sompo Holdings, Inc. provides property and casualty (P&C) insurance services in Japan and internationally. The company operates through Domestic P&C Insurance Business, Overseas Insurance Business, Domestic Life Insurance Business, and Nursing Care & Seniors Business segments. It offers various P&C insurance products, including automobile, fire, personal accident, and marine, as well as security, risk management, assistance, and warranty services; and life insurance products. The company also provides nursing care and seniors services; and customer security, health, and wellbeing support services. In addition, it offers asset management services; home remodeling services; and health support services comprising health guidance and employee assistance programs. The company was formerly known as Sompo Japan Nipponkoa Holdings, Inc. and changed its name to Sompo Holdings, Inc. in October 2016. The company was incorporated in 2010 and is headquartered in Tokyo, Japan.