Head-To-Head Analysis: Mercurity Fintech (NASDAQ:MFH) vs. Cantaloupe (NASDAQ:CTLP)

Cantaloupe (NASDAQ:CTLP) and Mercurity Fintech (NASDAQ:MFH) are both small-cap business services companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, dividends, profitability, analyst recommendations, valuation, institutional ownership and earnings.

Valuation & Earnings

This table compares Cantaloupe and Mercurity Fintech”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cantaloupe	$302.55 million	2.57	$64.53 million	$0.79	13.42
Mercurity Fintech	$1.01 million	1,335.77	-$4.53 million	N/A	N/A

Cantaloupe has higher revenue and earnings than Mercurity Fintech.

Analyst Ratings

This is a breakdown of current recommendations and price targets for Cantaloupe and Mercurity Fintech, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cantaloupe	1	5	1	0	2.00
Mercurity Fintech	0	0	0	0	0.00

Cantaloupe presently has a consensus target price of $12.55, indicating a potential upside of 18.40%. Given Cantaloupe’s stronger consensus rating and higher possible upside, equities research analysts plainly believe Cantaloupe is more favorable than Mercurity Fintech.

Risk and Volatility

Cantaloupe has a beta of 1.09, meaning that its stock price is 9% more volatile than the S&P 500. Comparatively, Mercurity Fintech has a beta of 3.89, meaning that its stock price is 289% more volatile than the S&P 500.

Profitability

This table compares Cantaloupe and Mercurity Fintech’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cantaloupe	21.33%	10.43%	6.62%
Mercurity Fintech	N/A	N/A	N/A

Insider & Institutional Ownership

75.8% of Cantaloupe shares are held by institutional investors. Comparatively, 30.8% of Mercurity Fintech shares are held by institutional investors. 6.3% of Cantaloupe shares are held by company insiders. Comparatively, 62.8% of Mercurity Fintech shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Cantaloupe beats Mercurity Fintech on 9 of the 12 factors compared between the two stocks.

About Cantaloupe

Cantaloupe, Inc., a digital payments and software services company, provides technology solutions for self-service commerce market. The company offers integrated solutions for payments processing, logistics, and back-office management. It also provides G11 cashless and pulse kits that are 4G LTE digital payment devices for payment and consumer engagement applications; G11 chip kit, a digital reader that accepts contact EMV and contactless EMV payment methods; Engage series comprising Engage and Engage Combo, which are digital touchscreen devices that offers networking, security, and interactivity payment methods; and card touchscreen card readers, including P66, P100, P100Pro, and P30. In addition, the company offers self-checkout kiosks,?smart store?concepts, and the Cantaloupe Go management platform comprising Go Mini, Go MiniX, Go Plus100, Go Plus200, Go Plus300, Go Max, Cooler Cafe, and Smart Market; Go Portal, a robust cloud-based platform; and Cheq products, which supports attended and unattended self-service kiosks for the stadium, entertainment, and festival sectors. Further, it provides integrated software services for payment or asset tracking devices in the field to connect into platform for advanced data management, analytics, route scheduling, and loyalty and reward programs; and a range of self-service hardware solutions for vending, micro-markets, amusement, arcade, commercial laundry, air/vacuum, car wash, and other applications. Additionally, the company offers professional, network infrastructure, card processing, and customer/consumer services. Cantaloupe, Inc. was formerly known as USA Technologies, Inc. The company was incorporated in 1992 and is headquartered in Malvern, Pennsylvania.

About Mercurity Fintech

Mercurity Fintech Holding Inc. operates as a fintech company powered by blockchain. The company provides digital asset trading infrastructure solutions based on internet and blockchain technologies for cryptocurrency traders; and asset digitalization platform, which offers blockchain-based digitalization solutions for traditional assets, such as fiat currencies, bonds, and precious metals. It also offers cryptocurrency mining services that provides computing power to the mining pool; and digital consultation services, such as digital payment solutions, asset management, and online and traditional brokerage services. The company was formerly known as JMU Limited and changed its name to Mercurity Fintech Holding Inc. in April 2020. Mercurity Fintech Holding Inc. was incorporated in 2011 and is headquartered in New York, New York.