DA Davidson Predicts Weaker Earnings for Bay Commercial Bank

Bay Commercial Bank (NASDAQ:BCML) – Investment analysts at DA Davidson decreased their Q3 2025 earnings per share estimates for shares of Bay Commercial Bank in a report released on Monday, September 29th. DA Davidson analyst G. Tenner now forecasts that the company will post earnings of $0.60 per share for the quarter, down from their previous estimate of $0.61. DA Davidson currently has a “Buy” rating and a $32.00 price target on the stock. The consensus estimate for Bay Commercial Bank’s current full-year earnings is $2.48 per share. DA Davidson also issued estimates for Bay Commercial Bank’s FY2025 earnings at $2.18 EPS.

Bay Commercial Bank (NASDAQ:BCML) last posted its quarterly earnings data on Thursday, July 17th. The company reported $0.58 earnings per share for the quarter, topping the consensus estimate of $0.55 by $0.03. Bay Commercial Bank had a return on equity of 7.41% and a net margin of 17.36%.The business had revenue of $24.67 million during the quarter, compared to analysts’ expectations of $23.53 million.

Separately, Wall Street Zen raised Bay Commercial Bank from a “sell” rating to a “hold” rating in a research report on Sunday, June 29th. One investment analyst has rated the stock with a Buy rating and one has issued a Hold rating to the stock. Based on data from MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and a consensus price target of $31.50.

Bay Commercial Bank Price Performance

NASDAQ BCML opened at $28.75 on Tuesday. Bay Commercial Bank has a twelve month low of $22.22 and a twelve month high of $30.96. The company has a debt-to-equity ratio of 0.22, a quick ratio of 1.05 and a current ratio of 1.05. The stock has a market capitalization of $313.95 million, a PE ratio of 13.19 and a beta of 0.58. The stock has a 50-day simple moving average of $28.93 and a 200 day simple moving average of $27.40.

Hedge Funds Weigh In On Bay Commercial Bank

Several institutional investors and hedge funds have recently added to or reduced their stakes in BCML. PNC Financial Services Group Inc. increased its stake in Bay Commercial Bank by 29.8% during the first quarter. PNC Financial Services Group Inc. now owns 1,749 shares of the company’s stock valued at $44,000 after acquiring an additional 402 shares during the period. Tower Research Capital LLC TRC grew its stake in shares of Bay Commercial Bank by 236.6% in the 2nd quarter. Tower Research Capital LLC TRC now owns 1,629 shares of the company’s stock valued at $45,000 after purchasing an additional 1,145 shares during the period. GAMMA Investing LLC grew its stake in shares of Bay Commercial Bank by 7,206.9% in the 1st quarter. GAMMA Investing LLC now owns 5,261 shares of the company’s stock valued at $132,000 after purchasing an additional 5,189 shares during the period. EverSource Wealth Advisors LLC grew its stake in shares of Bay Commercial Bank by 119,480.0% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 5,979 shares of the company’s stock valued at $166,000 after purchasing an additional 5,974 shares during the period. Finally, Deutsche Bank AG grew its stake in shares of Bay Commercial Bank by 31.1% in the 4th quarter. Deutsche Bank AG now owns 6,444 shares of the company’s stock valued at $173,000 after purchasing an additional 1,529 shares during the period. 66.16% of the stock is currently owned by institutional investors.

Bay Commercial Bank Increases Dividend

The company also recently declared a quarterly dividend, which will be paid on Thursday, October 9th. Investors of record on Thursday, September 11th will be paid a dividend of $0.25 per share. This is a positive change from Bay Commercial Bank’s previous quarterly dividend of $0.20. This represents a $1.00 annualized dividend and a yield of 3.5%. The ex-dividend date is Thursday, September 11th. Bay Commercial Bank’s dividend payout ratio is presently 45.87%.

About Bay Commercial Bank

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection.