What is Seaport Res Ptn’s Estimate for Navient Q3 Earnings?

Navient Corporation (NASDAQ:NAVI) – Analysts at Seaport Res Ptn reduced their Q3 2025 earnings per share estimates for shares of Navient in a research report issued to clients and investors on Monday, September 29th. Seaport Res Ptn analyst W. Ryan now expects that the credit services provider will earn $0.19 per share for the quarter, down from their prior estimate of $0.23. The consensus estimate for Navient’s current full-year earnings is $1.04 per share.

Navient (NASDAQ:NAVI) last posted its quarterly earnings results on Wednesday, July 30th. The credit services provider reported $0.21 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.27 by ($0.06). The business had revenue of $156.00 million for the quarter, compared to the consensus estimate of $156.20 million. Navient had a return on equity of 4.08% and a net margin of 0.89%.During the same quarter in the previous year, the company posted $0.29 earnings per share. Navient has set its FY 2025 guidance at 0.950-1.050 EPS.

A number of other equities analysts have also recently issued reports on the company. Bank of America cut Navient from a “neutral” rating to an “underperform” rating and set a $12.00 price target on the stock. in a report on Thursday, September 4th. Morgan Stanley lowered their target price on Navient from $15.00 to $14.00 and set an “equal weight” rating on the stock in a research report on Thursday, July 31st. Keefe, Bruyette & Woods lowered their target price on Navient from $15.00 to $14.50 and set a “market perform” rating on the stock in a research report on Wednesday. Finally, JPMorgan Chase & Co. upped their target price on Navient from $12.50 to $15.50 and gave the stock a “neutral” rating in a research report on Friday, July 11th. One investment analyst has rated the stock with a Strong Buy rating, four have given a Hold rating and four have assigned a Sell rating to the company’s stock. According to data from MarketBeat, the stock presently has a consensus rating of “Reduce” and an average price target of $13.00.

Navient Price Performance

Navient stock opened at $13.23 on Wednesday. The stock has a market capitalization of $1.32 billion, a price-to-earnings ratio of 42.68 and a beta of 1.34. Navient has a 52-week low of $10.53 and a 52-week high of $16.15. The stock’s 50 day moving average price is $13.18 and its two-hundred day moving average price is $13.20. The company has a debt-to-equity ratio of 16.52, a quick ratio of 9.94 and a current ratio of 9.94.

Institutional Investors Weigh In On Navient

Institutional investors and hedge funds have recently bought and sold shares of the stock. Charles Schwab Investment Management Inc. raised its position in Navient by 32.6% in the 1st quarter. Charles Schwab Investment Management Inc. now owns 1,439,903 shares of the credit services provider’s stock valued at $18,186,000 after buying an additional 353,898 shares during the last quarter. Allianz Asset Management GmbH raised its position in Navient by 47.1% in the 1st quarter. Allianz Asset Management GmbH now owns 381,040 shares of the credit services provider’s stock valued at $4,813,000 after buying an additional 122,061 shares during the last quarter. Hsbc Holdings PLC raised its position in Navient by 31.5% in the 1st quarter. Hsbc Holdings PLC now owns 163,995 shares of the credit services provider’s stock valued at $2,068,000 after buying an additional 39,315 shares during the last quarter. American Century Companies Inc. raised its position in Navient by 7.3% in the 1st quarter. American Century Companies Inc. now owns 1,954,896 shares of the credit services provider’s stock valued at $24,690,000 after buying an additional 132,313 shares during the last quarter. Finally, Two Sigma Investments LP raised its position in Navient by 39.0% in the 4th quarter. Two Sigma Investments LP now owns 130,046 shares of the credit services provider’s stock valued at $1,728,000 after buying an additional 36,498 shares during the last quarter. 97.14% of the stock is owned by hedge funds and other institutional investors.

Navient Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Friday, September 19th. Investors of record on Friday, September 5th were given a $0.16 dividend. This represents a $0.64 dividend on an annualized basis and a yield of 4.8%. The ex-dividend date of this dividend was Friday, September 5th. Navient’s dividend payout ratio is presently 206.45%.

Navient Company Profile

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.