Financial Review: Willis Towers Watson Public (NASDAQ:WTW) and Oxbridge Re (NASDAQ:OXBR)

Willis Towers Watson Public (NASDAQ:WTW) and Oxbridge Re (NASDAQ:OXBR) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, analyst recommendations, institutional ownership, earnings, valuation, dividends and profitability.

Earnings & Valuation

This table compares Willis Towers Watson Public and Oxbridge Re”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Willis Towers Watson Public	$9.81 billion	3.44	-$98.00 million	$1.46	236.84
Oxbridge Re	$550,000.00	26.39	-$2.73 million	($0.41)	-4.63

Oxbridge Re has lower revenue, but higher earnings than Willis Towers Watson Public. Oxbridge Re is trading at a lower price-to-earnings ratio than Willis Towers Watson Public, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Willis Towers Watson Public and Oxbridge Re’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Willis Towers Watson Public	1.40%	21.60%	6.20%
Oxbridge Re	-151.89%	-59.48%	-35.20%

Risk and Volatility

Willis Towers Watson Public has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500. Comparatively, Oxbridge Re has a beta of 1.99, meaning that its stock price is 99% more volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent ratings and target prices for Willis Towers Watson Public and Oxbridge Re, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Willis Towers Watson Public	1	4	6	1	2.58
Oxbridge Re	0	0	1	0	3.00

Willis Towers Watson Public presently has a consensus target price of $367.09, indicating a potential upside of 6.16%. Oxbridge Re has a consensus target price of $5.00, indicating a potential upside of 163.16%. Given Oxbridge Re’s stronger consensus rating and higher probable upside, analysts plainly believe Oxbridge Re is more favorable than Willis Towers Watson Public.

Insider and Institutional Ownership

93.1% of Willis Towers Watson Public shares are held by institutional investors. Comparatively, 5.6% of Oxbridge Re shares are held by institutional investors. 0.3% of Willis Towers Watson Public shares are held by company insiders. Comparatively, 16.5% of Oxbridge Re shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Willis Towers Watson Public beats Oxbridge Re on 9 of the 15 factors compared between the two stocks.

About Willis Towers Watson Public

Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. It operates through two segments: Health, Wealth & Career and Risk & Broking. The company offers strategy and design consulting, plan management service and support, broking and administration services for health, wellbeing, and other group benefit program, including medical, dental, disability, life, voluntary benefits and other coverages; actuarial support, plan design, and administrative services for pension and retirement savings plans; retirement consulting services and solutions; and integrated solutions that consists of investment discretionary management, pension administration, core actuarial, and communication and change management assistance services. It also provides advice, data, software, and products to address clients' total rewards and talent issues; and risk advice, insurance brokerage, and consulting services in the areas of property and casualty, affinity, risk and analytics, aerospace, construction, global markets direct & facultative, financial, executive and professional risks, financial solutions, crisis management, surety, marine, and natural resources. In addition, the company offers integrated solutions that consists of investment discretionary management, pension administration, core actuarial, and communication and change management assistance services; and software and technology, risk and capital management, products and product pricing, financial and regulatory reporting, financial and capital modeling, M&A, outsourcing, and business management services. The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016. Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom.

About Oxbridge Re

Oxbridge Re Holdings Limited, through its subsidiaries, provides specialty property and casualty reinsurance solutions. The company underwrites collateralized reinsurance contracts primarily for property and casualty insurance companies in the Gulf Coast region of the United States. It also issues reinsurance contracts through digital securities by blockchain technology. In addition, the company offers fractional aircraft ownership, jet card, aircraft brokerage, and charter service through its fleet of private aircraft. It distributes its products and solutions through reinsurance brokers. Oxbridge Re Holdings Limited was incorporated in 2013 and is headquartered in George Town, the Cayman Islands.