SouthCrest Financial Group (OTCMKTS:SCSG) versus Great Southern Bancorp (NASDAQ:GSBC) Financial Comparison

Great Southern Bancorp (NASDAQ:GSBC) and SouthCrest Financial Group (OTCMKTS:SCSG) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, profitability, valuation, institutional ownership, earnings and dividends.

Insider & Institutional Ownership

41.7% of Great Southern Bancorp shares are held by institutional investors. 27.9% of Great Southern Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Analyst Ratings

This is a summary of recent ratings for Great Southern Bancorp and SouthCrest Financial Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Great Southern Bancorp	0	2	0	0	2.00
SouthCrest Financial Group	0	0	0	0	0.00

Great Southern Bancorp presently has a consensus price target of $60.50, indicating a potential downside of 0.48%. Given Great Southern Bancorp’s stronger consensus rating and higher probable upside, research analysts clearly believe Great Southern Bancorp is more favorable than SouthCrest Financial Group.

Profitability

This table compares Great Southern Bancorp and SouthCrest Financial Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Great Southern Bancorp	19.18%	11.17%	1.15%
SouthCrest Financial Group	N/A	N/A	N/A

Valuation & Earnings

This table compares Great Southern Bancorp and SouthCrest Financial Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Great Southern Bancorp	$355.26 million	1.94	$61.81 million	$5.87	10.36
SouthCrest Financial Group	N/A	N/A	N/A	N/A	N/A

Great Southern Bancorp has higher revenue and earnings than SouthCrest Financial Group.

Summary

Great Southern Bancorp beats SouthCrest Financial Group on 8 of the 8 factors compared between the two stocks.

About Great Southern Bancorp

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that provides a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, commercial business loans, construction loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, such as automobile loans, boat loans, home equity loans, and loans secured by savings deposits. It also provides insurance and merchant banking services. The company was founded in 1923 and is headquartered in Springfield, Missouri.

About SouthCrest Financial Group

SouthCrest Financial Group, Inc. operates as the bank holding company for SouthCrest Bank, N.A. that provides various banking products and services. It offers checking, savings, and money market accounts; and certificates of deposit. The company also provides personal loans for cars, boats, recreational vehicles, and other purchases; home equity lines of credit; loans on investment properties; owner occupied real estate, acquisition construction and development, professional practice acquisition, equipment and inventory, construction to permanent, and investment real estate loans; and working capital and lines of credit. In addition, it offers credit cards; remote deposit capture, positive pay, ACH, online wires, merchant, and reorder checks services; and online banking, online bill pay, mobile banking and deposit, and telephone banking services. The company serves retail, private, entrepreneurial, high-net-worth, and commercial customers. It operates through 9 branches in Georgia. SouthCrest Financial Group, Inc. was founded in 1910 and is headquartered in Atlanta, Georgia.