Affirm (NASDAQ:AFRM) Stock Rating Upgraded by Rothschild Redb

Affirm (NASDAQ:AFRM) was upgraded by equities research analysts at Rothschild Redb from a “hold” rating to a “strong-buy” rating in a research report issued on Monday,Zacks.com reports.

Several other brokerages also recently weighed in on AFRM. Weiss Ratings reiterated a “hold (c)” rating on shares of Affirm in a research report on Saturday, September 27th. Truist Financial boosted their price objective on Affirm from $72.00 to $95.00 and gave the company a “buy” rating in a research report on Friday, September 12th. Citigroup reiterated an “outperform” rating on shares of Affirm in a research report on Friday, August 29th. Rothschild & Co Redburn upgraded Affirm from a “neutral” rating to a “buy” rating and upped their target price for the company from $74.00 to $101.00 in a report on Monday. Finally, Bank of America upped their target price on Affirm from $90.00 to $94.00 and gave the company a “buy” rating in a report on Friday, August 29th. Two equities research analysts have rated the stock with a Strong Buy rating, nineteen have given a Buy rating and eleven have issued a Hold rating to the company. According to MarketBeat.com, the company presently has an average rating of “Moderate Buy” and a consensus target price of $82.65.

Affirm Stock Up 1.0%

AFRM stock opened at $76.65 on Monday. The company has a quick ratio of 11.54, a current ratio of 11.54 and a debt-to-equity ratio of 2.55. The firm has a market capitalization of $24.96 billion, a PE ratio of 589.66, a PEG ratio of 4.93 and a beta of 3.58. Affirm has a twelve month low of $30.90 and a twelve month high of $100.00. The stock has a 50-day simple moving average of $79.80 and a two-hundred day simple moving average of $63.51.

Affirm (NASDAQ:AFRM) last issued its quarterly earnings data on Thursday, August 28th. The company reported $0.20 EPS for the quarter, topping the consensus estimate of $0.11 by $0.09. The company had revenue of $876.42 million during the quarter, compared to analyst estimates of $834.94 million. Affirm had a return on equity of 1.80% and a net margin of 1.62%.Affirm’s revenue was up 32.9% on a year-over-year basis. During the same quarter in the previous year, the firm earned ($0.14) earnings per share. Affirm has set its FY 2026 guidance at EPS. Q1 2026 guidance at EPS. On average, equities analysts predict that Affirm will post -0.18 EPS for the current fiscal year.

Insider Buying and Selling at Affirm

In other Affirm news, Director Christa S. Quarles sold 15,000 shares of the business’s stock in a transaction dated Friday, August 29th. The stock was sold at an average price of $93.00, for a total transaction of $1,395,000.00. Following the completion of the sale, the director directly owned 122,241 shares in the company, valued at $11,368,413. The trade was a 10.93% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available through this hyperlink. Also, CFO Robert O’hare sold 31,423 shares of the business’s stock in a transaction that occurred on Tuesday, September 2nd. The stock was sold at an average price of $83.30, for a total value of $2,617,535.90. The disclosure for this sale can be found here. Over the last quarter, insiders sold 1,844,552 shares of company stock worth $154,885,240. 11.82% of the stock is owned by corporate insiders.

Institutional Inflows and Outflows

A number of large investors have recently added to or reduced their stakes in the business. Vanguard Group Inc. raised its holdings in shares of Affirm by 4.0% during the 2nd quarter. Vanguard Group Inc. now owns 24,195,810 shares of the company’s stock worth $1,672,898,000 after acquiring an additional 922,813 shares in the last quarter. Durable Capital Partners LP raised its holdings in shares of Affirm by 12.3% during the 2nd quarter. Durable Capital Partners LP now owns 7,389,337 shares of the company’s stock worth $510,899,000 after acquiring an additional 808,455 shares in the last quarter. Geode Capital Management LLC raised its holdings in shares of Affirm by 5.8% during the 2nd quarter. Geode Capital Management LLC now owns 4,659,287 shares of the company’s stock worth $322,195,000 after acquiring an additional 254,359 shares in the last quarter. Price T Rowe Associates Inc. MD raised its holdings in shares of Affirm by 140.8% during the 1st quarter. Price T Rowe Associates Inc. MD now owns 4,544,132 shares of the company’s stock worth $205,350,000 after acquiring an additional 2,657,074 shares in the last quarter. Finally, State Street Corp raised its holdings in shares of Affirm by 3.8% during the 2nd quarter. State Street Corp now owns 4,454,300 shares of the company’s stock worth $307,970,000 after acquiring an additional 161,522 shares in the last quarter. 69.29% of the stock is owned by hedge funds and other institutional investors.

Affirm Company Profile

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.