Lion Finance Group (OTCMKTS:BDGSF) versus KBC Group (OTCMKTS:KBCSY) Critical Contrast

Lion Finance Group (OTCMKTS:BDGSF) and KBC Group (OTCMKTS:KBCSY) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, dividends, analyst recommendations, valuation, risk and profitability.

Valuation and Earnings

This table compares Lion Finance Group and KBC Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lion Finance Group	$1.97 billion	2.36	$911.27 million	$16.95	6.16
KBC Group	$27.10 billion	1.80	$3.69 billion	$4.76	12.29

KBC Group has higher revenue and earnings than Lion Finance Group. Lion Finance Group is trading at a lower price-to-earnings ratio than KBC Group, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Lion Finance Group and KBC Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Lion Finance Group	33.27%	28.41%	3.90%
KBC Group	15.04%	14.18%	0.94%

Analyst Recommendations

This is a breakdown of current recommendations for Lion Finance Group and KBC Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lion Finance Group	0	0	0	0	0.00
KBC Group	0	5	1	0	2.17

Volatility & Risk

Lion Finance Group has a beta of 0.55, meaning that its stock price is 45% less volatile than the S&P 500. Comparatively, KBC Group has a beta of 0.8, meaning that its stock price is 20% less volatile than the S&P 500.

Summary

KBC Group beats Lion Finance Group on 6 of the 11 factors compared between the two stocks.

About Lion Finance Group

Bank of Georgia Group PLC, through its subsidiaries, provides banking and financial services with focus on the Georgian and Armenian markets. It operates through Retail Banking, SME Banking, Corporate Investment Banking, and BNB segments. The Retail Banking segment offers consumer loans, mortgage loans, overdrafts, credit cards, and other credit facilities; funds transfer and settlement services; and handles customers' deposits for individuals and legal entities. This segment primarily serves mass retail and affluent, and high-net-worth client segments. The SME Banking segment provides SME loans, micro loans, and consumer and mortgage loans; funds transfers and settlement services; and handles customers' deposits for legal entities. This segment serves small and medium-sized enterprises; and micro businesses. The Corporate Investment Banking segment provides loans and other credit facilities, funds transfers and settlement services, trade finance services, and documentary operations support services; handles saving and term deposits for corporate and institutional customers; and offers brokerage services. The BNB segment provides retail and corporate banking services to clients in Belarus. Bank of Georgia Group PLC was incorporated in 2017 and is headquartered in London, the United Kingdom.

About KBC Group

KBC Group NV, together with its subsidiaries, provides integrated bank-insurance services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients. The company offers demand deposits and savings accounts; home and mortgage loans; consumer finance and SME funding services; credit, investment fund and asset management, and life and non-life insurance; and cash management, payments, trade finance, lease, money market, capital market products, and stockbroking services. It also provides digital and mobile banking services. The company was formerly known as KBC Bank and Insurance Holding Company NV and changed its name to KBC Group NV in March 2005. KBC Group NV was incorporated in 1935 and is headquartered in Brussels, Belgium.