Zacks Research Estimates Bank OZK’s Q3 Earnings (NASDAQ:OZK)

Bank OZK (NASDAQ:OZK) – Stock analysts at Zacks Research increased their Q3 2025 earnings per share estimates for shares of Bank OZK in a research report issued to clients and investors on Thursday, October 16th. Zacks Research analyst Team now forecasts that the company will post earnings of $1.64 per share for the quarter, up from their prior estimate of $1.59. The consensus estimate for Bank OZK’s current full-year earnings is $6.02 per share. Zacks Research also issued estimates for Bank OZK’s Q4 2025 earnings at $1.66 EPS, FY2025 earnings at $6.35 EPS, Q1 2026 earnings at $1.62 EPS, Q1 2027 earnings at $1.78 EPS and Q3 2027 earnings at $1.82 EPS.

Bank OZK (NASDAQ:OZK) last announced its quarterly earnings results on Thursday, October 16th. The company reported $1.59 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.66 by ($0.07). Bank OZK had a return on equity of 13.16% and a net margin of 25.81%.The business had revenue of $449.94 million for the quarter, compared to analyst estimates of $447.93 million. During the same quarter last year, the firm posted $1.55 EPS.

A number of other brokerages have also issued reports on OZK. Stephens upgraded Bank OZK from an “equal weight” rating to an “overweight” rating and boosted their price target for the stock from $58.00 to $65.00 in a research report on Wednesday, August 20th. National Bankshares set a $67.00 price objective on Bank OZK in a report on Wednesday, September 24th. Cowen started coverage on Bank OZK in a report on Wednesday, September 24th. They issued a “buy” rating for the company. Morgan Stanley upped their price objective on Bank OZK from $55.00 to $63.00 and gave the company an “underperform” rating in a report on Monday, September 29th. Finally, Raymond James Financial upgraded Bank OZK from a “market perform” rating to an “outperform” rating and set a $58.00 price objective for the company in a report on Tuesday, July 8th. Five investment analysts have rated the stock with a Buy rating, four have given a Hold rating and one has given a Sell rating to the company. According to data from MarketBeat.com, Bank OZK presently has a consensus rating of “Hold” and a consensus price target of $57.22.

Bank OZK Trading Down 2.3%

Shares of OZK stock opened at $45.96 on Friday. The company has a debt-to-equity ratio of 0.23, a quick ratio of 1.04 and a current ratio of 1.04. Bank OZK has a 1 year low of $35.71 and a 1 year high of $53.66. The stock has a fifty day moving average of $51.20 and a two-hundred day moving average of $47.62. The firm has a market capitalization of $5.23 billion, a PE ratio of 7.41 and a beta of 0.88.

Bank OZK Increases Dividend

The business also recently announced a quarterly dividend, which will be paid on Tuesday, October 21st. Stockholders of record on Tuesday, October 14th will be given a dividend of $0.45 per share. This represents a $1.80 dividend on an annualized basis and a dividend yield of 3.9%. This is a boost from Bank OZK’s previous quarterly dividend of $0.44. The ex-dividend date of this dividend is Tuesday, October 14th. Bank OZK’s payout ratio is presently 29.22%.

Institutional Investors Weigh In On Bank OZK

A number of institutional investors and hedge funds have recently modified their holdings of the stock. Charles Schwab Investment Management Inc. raised its position in shares of Bank OZK by 1.3% during the second quarter. Charles Schwab Investment Management Inc. now owns 4,406,933 shares of the company’s stock worth $207,390,000 after purchasing an additional 56,713 shares during the period. First Trust Advisors LP raised its position in shares of Bank OZK by 0.3% during the second quarter. First Trust Advisors LP now owns 2,790,739 shares of the company’s stock worth $131,332,000 after purchasing an additional 9,540 shares during the period. American Century Companies Inc. raised its position in shares of Bank OZK by 9.4% during the second quarter. American Century Companies Inc. now owns 2,631,607 shares of the company’s stock worth $123,843,000 after purchasing an additional 226,315 shares during the period. Senvest Management LLC raised its position in Bank OZK by 24.4% during the second quarter. Senvest Management LLC now owns 1,581,582 shares of the company’s stock valued at $74,429,000 after buying an additional 310,707 shares during the period. Finally, Norges Bank acquired a new position in Bank OZK during the second quarter valued at $68,960,000. 86.18% of the stock is owned by institutional investors and hedge funds.

Bank OZK Company Profile

Bank OZK provides various retail and commercial banking services for individuals and businesses in the United States. The company offers deposit services, including non-interest bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.