Critical Survey: Payoneer Global (NASDAQ:PAYO) and Paypoint (OTCMKTS:PYPTF)

Payoneer Global (NASDAQ:PAYO) and Paypoint (OTCMKTS:PYPTF) are both business services companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, institutional ownership, earnings, analyst recommendations, risk, profitability and valuation.

Profitability

This table compares Payoneer Global and Paypoint’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Payoneer Global	9.81%	13.42%	1.30%
Paypoint	N/A	N/A	N/A

Risk & Volatility

Payoneer Global has a beta of 0.95, indicating that its stock price is 5% less volatile than the S&P 500. Comparatively, Paypoint has a beta of 0.37, indicating that its stock price is 63% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings and target prices for Payoneer Global and Paypoint, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Payoneer Global	0	2	8	0	2.80
Paypoint	0	0	0	0	0.00

Payoneer Global presently has a consensus price target of $10.06, suggesting a potential upside of 62.56%. Given Payoneer Global’s stronger consensus rating and higher possible upside, equities research analysts clearly believe Payoneer Global is more favorable than Paypoint.

Institutional and Insider Ownership

82.2% of Payoneer Global shares are owned by institutional investors. 2.6% of Payoneer Global shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Valuation and Earnings

This table compares Payoneer Global and Paypoint”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Payoneer Global	$977.72 million	2.28	$121.16 million	$0.26	23.81
Paypoint	$391.23 million	2.57	$24.49 million	N/A	N/A

Payoneer Global has higher revenue and earnings than Paypoint.

Summary

Payoneer Global beats Paypoint on 11 of the 12 factors compared between the two stocks.

About Payoneer Global

Payoneer Global Inc. operates as a financial technology company. It operates a payment infrastructure platform that provides customers with a one-stop, global, multi-currency account to serve their accounts receivable and accounts payable needs. The company delivers a suite of services that includes cross-border payments, physical and virtual MasterCard cards, working capital, risk management, and other services. It also offers various payment options with minimal integration required, full back-office functions, and customer support offered. The company's platform delivers bank-grade security, stability, and redundancy. It serves customers, such as small and medium-sized businesses in approximately 190 countries and territories worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

About Paypoint

PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom. The company operates through two segments: PayPoint and Love2shop. The PayPoint segment provides card payment services to retailers, including leased payment devices; EPoS; ATM cash machines; SIM cards sales; receipt advertising; bill payment services and cash top-ups to individual consumers; parcel delivery and collection services; retailer service fees solutions; and digital payment services, as well as cash through to digital services. The segment offers its products under PayPoint One, eMoney, MultiPay, CashOut, and Direct Debits platforms. The Love2shop segment is involved in the provision of shopping vouchers, cards, and e-codes which customers may redeem with participating retailers; and Christmas savings club, to which customers make regular payments throughout the year to help spread the cost of Christmas, before converting to a voucher. It serves consumers, SMEs, and convenience retailers in the commercial, not-for-profit, and public sectors. The company was founded in 1996 and is headquartered in Welwyn Garden City, the United Kingdom.