Critical Analysis: FFBW (FFBW) & Its Rivals

Risk & Volatility

FFBW has a beta of 0.18, suggesting that its stock price is 82% less volatile than the S&P 500. Comparatively, FFBW’s competitors have a beta of -0.16, suggesting that their average stock price is 116% less volatile than the S&P 500.

Profitability

This table compares FFBW and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FFBW	N/A	N/A	N/A
FFBW Competitors	11.48%	6.09%	0.61%

Earnings & Valuation

This table compares FFBW and its competitors top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
FFBW	$11.90 million	$1.51 million	24.91
FFBW Competitors	$300.55 million	$76.74 million	10.52

FFBW’s competitors have higher revenue and earnings than FFBW. FFBW is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Insider and Institutional Ownership

44.9% of shares of all “Federal savings institutions” companies are held by institutional investors. 4.8% of FFBW shares are held by company insiders. Comparatively, 8.5% of shares of all “Federal savings institutions” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

FFBW competitors beat FFBW on 7 of the 9 factors compared.

About FFBW

FFBW, Inc. operates as the holding company for First Federal Bank of Wisconsin that provides banking products and services in the United States. It offers deposit accounts, including noninterest-bearing and interest-bearing checking accounts, money market accounts, statement savings, and health savings, as well as certificates of deposit. The company also provides various loans, which include one- to four family owner-occupied and investor-owned residential real estate, multifamily residential real estate, commercial real estate, commercial and industrial, and commercial development loans, as well as consumer loans, such as home equity lines of credit, new and used automobile loans, boat loans, recreational vehicle loans, and loans secured by certificates of deposit. FFBW, Inc. was founded in 1922 and is based in Brookfield, Wisconsin.