Head to Head Survey: Northpointe Bancshares (NPB) vs. Its Rivals

Northpointe Bancshares (NYSE:NPB) is one of 69 publicly-traded companies in the “FIN – SVGS & LOAN” industry, but how does it compare to its rivals? We will compare Northpointe Bancshares to related businesses based on the strength of its profitability, analyst recommendations, earnings, institutional ownership, dividends, valuation and risk.

Profitability

This table compares Northpointe Bancshares and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Northpointe Bancshares	N/A	N/A	N/A
Northpointe Bancshares Competitors	11.88%	4.76%	0.76%

Analyst Ratings

This is a breakdown of current recommendations for Northpointe Bancshares and its rivals, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Northpointe Bancshares	1	1	2	0	2.25
Northpointe Bancshares Competitors	527	1643	842	41	2.13

Northpointe Bancshares currently has a consensus target price of $18.92, suggesting a potential upside of 19.96%. As a group, “FIN – SVGS & LOAN” companies have a potential upside of 19.62%. Given Northpointe Bancshares’ stronger consensus rating and higher possible upside, analysts plainly believe Northpointe Bancshares is more favorable than its rivals.

Dividends

Northpointe Bancshares pays an annual dividend of $0.10 per share and has a dividend yield of 0.6%. Northpointe Bancshares pays out 6.4% of its earnings in the form of a dividend. As a group, “FIN – SVGS & LOAN” companies pay a dividend yield of 2.8% and pay out 29.4% of their earnings in the form of a dividend.

Institutional & Insider Ownership

50.0% of shares of all “FIN – SVGS & LOAN” companies are held by institutional investors. 18.4% of Northpointe Bancshares shares are held by company insiders. Comparatively, 8.8% of shares of all “FIN – SVGS & LOAN” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares Northpointe Bancshares and its rivals gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Northpointe Bancshares	$220.22 million	$55.16 million	10.04
Northpointe Bancshares Competitors	$252.58 million	$34.74 million	17.03

Northpointe Bancshares’ rivals have higher revenue, but lower earnings than Northpointe Bancshares. Northpointe Bancshares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Summary

Northpointe Bancshares rivals beat Northpointe Bancshares on 8 of the 14 factors compared.

About Northpointe Bancshares

Northpointe Bancshares, Inc. operates as a bank holding company. It offers a nationwide mortgage purchase program, residential mortgage loans, digital deposit banking to retail customers and custodial deposit services. The company was founded by Charles A. Williams in 1998 and is headquartered in Grand Rapids, MI.