Critical Survey: FB Bancorp (FBLA) and The Competition

FB Bancorp (NASDAQ:FBLA) is one of 87 publicly-traded companies in the “BANKS – SOUTHEAST” industry, but how does it contrast to its rivals? We will compare FB Bancorp to related companies based on the strength of its analyst recommendations, profitability, dividends, risk, earnings, institutional ownership and valuation.

Analyst Recommendations

This is a summary of current ratings and recommmendations for FB Bancorp and its rivals, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FB Bancorp	1	0	0	0	1.00
FB Bancorp Competitors	469	2423	2166	118	2.37

As a group, “BANKS – SOUTHEAST” companies have a potential upside of 15.36%. Given FB Bancorp’s rivals stronger consensus rating and higher probable upside, analysts plainly believe FB Bancorp has less favorable growth aspects than its rivals.

Profitability

This table compares FB Bancorp and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FB Bancorp	-3.08%	-0.81%	-0.22%
FB Bancorp Competitors	16.58%	9.98%	1.05%

Insider & Institutional Ownership

50.4% of shares of all “BANKS – SOUTHEAST” companies are held by institutional investors. 2.2% of FB Bancorp shares are held by insiders. Comparatively, 12.5% of shares of all “BANKS – SOUTHEAST” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Earnings & Valuation

This table compares FB Bancorp and its rivals revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
FB Bancorp	$85.90 million	-$6.21 million	81.67
FB Bancorp Competitors	$604.66 million	$154.64 million	13.37

FB Bancorp’s rivals have higher revenue and earnings than FB Bancorp. FB Bancorp is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Summary

FB Bancorp rivals beat FB Bancorp on 11 of the 12 factors compared.

About FB Bancorp

FB Bancorp Inc. operates as a bank holding company for Fidelity Bank. The Company, through its subsidiaries, provides deposit accounts, mortgages, home equity and consumer loans, credit and debit cards, online and mobile banking, investments and other financial services. FB Bancorp Inc. is based in New Orleans.