Head-To-Head Comparison: Blue Foundry Bancorp (NASDAQ:BLFY) and Parke Bancorp (NASDAQ:PKBK)

Parke Bancorp (NASDAQ:PKBK) and Blue Foundry Bancorp (NASDAQ:BLFY) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, valuation, analyst recommendations, profitability, dividends, institutional ownership and risk.

Profitability

This table compares Parke Bancorp and Blue Foundry Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Parke Bancorp	23.95%	11.15%	1.58%
Blue Foundry Bancorp	-9.82%	-2.84%	-0.44%

Risk and Volatility

Parke Bancorp has a beta of 0.63, meaning that its share price is 37% less volatile than the S&P 500. Comparatively, Blue Foundry Bancorp has a beta of 0.59, meaning that its share price is 41% less volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings for Parke Bancorp and Blue Foundry Bancorp, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Parke Bancorp	0	0	1	0	3.00
Blue Foundry Bancorp	1	1	0	0	1.50

Blue Foundry Bancorp has a consensus price target of $10.00, indicating a potential downside of 12.74%. Given Blue Foundry Bancorp’s higher probable upside, analysts plainly believe Blue Foundry Bancorp is more favorable than Parke Bancorp.

Valuation & Earnings

This table compares Parke Bancorp and Blue Foundry Bancorp”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Parke Bancorp	$73.89 million	3.58	$27.51 million	$2.84	8.04
Blue Foundry Bancorp	$45.68 million	5.21	-$11.91 million	($0.46)	-24.91

Parke Bancorp has higher revenue and earnings than Blue Foundry Bancorp. Blue Foundry Bancorp is trading at a lower price-to-earnings ratio than Parke Bancorp, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

49.7% of Parke Bancorp shares are owned by institutional investors. Comparatively, 56.5% of Blue Foundry Bancorp shares are owned by institutional investors. 15.3% of Parke Bancorp shares are owned by company insiders. Comparatively, 6.0% of Blue Foundry Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Parke Bancorp beats Blue Foundry Bancorp on 11 of the 14 factors compared between the two stocks.

About Parke Bancorp

Parke Bancorp, Inc. operates as the bank holding company for Parke Bank that provides personal and business financial services to individuals and small to mid-sized businesses. The company offers various deposit products, including checking, savings, time, money market, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio comprises commercial and industrial, construction, commercial and residential real estate mortgage, and consumer loans. In addition, the company provides debit cards, internet banking, and online bill payment services. Parke Bancorp, Inc. was founded in 1999 and is headquartered in Washington Township, New Jersey.

About Blue Foundry Bancorp

Blue Foundry Bancorp operates as a bank holding company for Blue Foundry Bank, a savings bank that offers various banking products and services for individuals and businesses in the United States. The company offers saving, time, and non-interest bearing deposits; demand accounts; and loans, such as one-to-four family residential property, multi-family, residential real estate, non-residential real estate, consumer, construction, and commercial and industrial loans, as well as junior liens and home equity lines of credit. The company was formerly known as Boiling Springs Bancorp and changed its name to Blue Foundry Bancorp in July 2019. Blue Foundry Bancorp was founded in 1939 and is based in Rutherford, New Jersey.