Head to Head Contrast: Suncrest Bank (OTCMKTS:SBKK) and Surrey Bancorp (OTCMKTS:SRYB)

Profitability

This table compares Surrey Bancorp and Suncrest Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Surrey Bancorp	37.97%	N/A	N/A
Suncrest Bank	N/A	N/A	N/A

Institutional and Insider Ownership

3.7% of Surrey Bancorp shares are held by institutional investors. Comparatively, 5.9% of Suncrest Bank shares are held by institutional investors. 33.7% of Surrey Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Volatility & Risk

Surrey Bancorp has a beta of 0.65, indicating that its stock price is 35% less volatile than the S&P 500. Comparatively, Suncrest Bank has a beta of 0.88, indicating that its stock price is 12% less volatile than the S&P 500.

Earnings & Valuation

This table compares Surrey Bancorp and Suncrest Bank”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Surrey Bancorp	$16.20 million	4.23	$5.10 million	$1.52	10.99
Suncrest Bank	$46.73 million	4.92	$16.96 million	$1.37	13.56

Suncrest Bank has higher revenue and earnings than Surrey Bancorp. Surrey Bancorp is trading at a lower price-to-earnings ratio than Suncrest Bank, indicating that it is currently the more affordable of the two stocks.

Summary

Suncrest Bank beats Surrey Bancorp on 6 of the 9 factors compared between the two stocks.

About Surrey Bancorp

Surrey BanCorp engages in the provision of banking solutions through its subsidiaries, Surrey Bank & Trust . It offers checking accounts, savings, deposit services, mortgages, real estate loans, commercial credit products, business checking, and electronic banking. The company was founded on May 1, 2003 and is headquartered in Mount Airy, NC.

About Suncrest Bank

Suncrest Bank engages in the provision of personal and commercial banking services. It provides checking, savings and certificates of deposits, lending, cash management, online and mobile banking, e-statements, remote deposit capture, financial calculators, and customer service center. It also offers agricultural real estate loans, production finance, equipment financing and leasing, development loans, long-term fixed rate, SBA and USDA loans, valley small business guaranteed loans, USDA B&I loans, farmer mac loans, and cal-cap loans. The company was founded on May 19, 2008 and is headquartered in Visalia, CA.