Brokerages Set Fold Holdings, Inc. (NASDAQ:FLD) Target Price at $7.83

Fold Holdings, Inc. (NASDAQ:FLD) has received a consensus recommendation of “Moderate Buy” from the five research firms that are presently covering the firm, MarketBeat reports. One analyst has rated the stock with a sell rating, three have given a buy rating and one has assigned a strong buy rating to the company. The average twelve-month target price among analysts that have covered the stock in the last year is $7.8333.

A number of research analysts have recently commented on the company. Wall Street Zen raised Fold from a “sell” rating to a “hold” rating in a research report on Sunday, November 30th. Weiss Ratings reaffirmed a “sell (d)” rating on shares of Fold in a report on Wednesday, October 8th.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently bought and sold shares of the business. Golden State Wealth Management LLC bought a new stake in Fold during the 2nd quarter valued at $25,000. North Capital Inc. purchased a new position in shares of Fold in the second quarter valued at $30,000. FNY Investment Advisers LLC bought a new stake in shares of Fold during the 2nd quarter valued at $29,000. SevenBridge Financial Group LLC bought a new stake in shares of Fold during the 3rd quarter valued at $39,000. Finally, Aptus Capital Advisors LLC purchased a new stake in Fold during the 3rd quarter worth about $39,000. 56.89% of the stock is owned by institutional investors.

Fold Stock Down 7.5%

Fold stock opened at $2.70 on Wednesday. Fold has a twelve month low of $2.51 and a twelve month high of $14.00. The firm has a 50 day moving average price of $3.30 and a 200-day moving average price of $3.82. The company has a market capitalization of $130.44 million, a P/E ratio of -3.60 and a beta of 0.17. The company has a quick ratio of 1.44, a current ratio of 1.47 and a debt-to-equity ratio of 0.87.

Fold (NASDAQ:FLD) last posted its quarterly earnings results on Monday, November 10th. The company reported ($0.15) EPS for the quarter, missing analysts’ consensus estimates of ($0.12) by ($0.03). The company had revenue of $7.40 million for the quarter, compared to the consensus estimate of $9.20 million.

Key Fold News

Here are the key news stories impacting Fold this week:

• Positive Sentiment: Fold announced nationwide U.S. availability by partnering with BitGo Bank & Trust, which recently obtained a federal bank charter — this gives Fold a single, federally supervised trust pathway to offer bitcoin custody, exchange and card products across all 50 states, expanding its addressable market and easing prior state-by-state constraints. QuiverQuant: Fold Holdings, Inc. Expands Nationwide Bitcoin Access
• Positive Sentiment: Media coverage confirms Fold is launching nationwide bitcoin services and beginning onboarding — this directly supports product monetization paths (Bitcoin Gift Card, upcoming Fold Bitcoin Credit Card) and could materially increase user growth and transaction volume if rollout is executed. Bitcoin Magazine: Fold Launches Nationwide Bitcoin Services
• Neutral Sentiment: Broader “fold” headlines (Samsung and Apple foldable phone stories) are dominating consumer-tech newsflows — these are unrelated to Fold Holdings’ bitcoin business but can create headline noise and confuse some retail flows. Example coverage: Samsung Galaxy Z Fold 8 camera leaks. Digit: Samsung Galaxy Z Fold 8 camera specs tipped
• Negative Sentiment: Execution and regulatory risk remain: Fold’s expansion depends on the BitGo relationship and on timely, compliant rollout; dependency on a partner with newly scaled federal responsibilities creates counterparty and regulatory oversight risk that could increase costs or slow product launches. QuiverQuant: Fold Holdings, Inc. Expands Nationwide Bitcoin Access
• Negative Sentiment: Recent fundamentals still weigh: Q3 2025 showed an EPS miss and revenue below consensus, so investors will be watching whether the nationwide rollout translates quickly into top-line improvement and improved margins; until then, execution skepticism can pressure the stock.

About Fold

Fold, trading under the ticker FLD on the NASDAQ, is a financial technology company specializing in bitcoin rewards and cryptocurrency-based consumer products. The company’s core offering enables users to earn bitcoin on everyday purchases through a prepaid Visa debit card, converting traditional currency transactions into bitcoin rewards at no extra cost. By partnering with major payment networks and merchant platforms, Fold aims to bridge the gap between mainstream spending and digital asset adoption.

Beyond the debit card, Fold offers a mobile application that integrates with the Bitcoin Lightning Network to facilitate faster and more cost-efficient transactions.