TransUnion (NYSE:TRU) Shares Gap Down on Insider Selling

TransUnion (NYSE:TRU)’s stock price gapped down prior to trading on Tuesday following insider selling activity. The stock had previously closed at $86.95, but opened at $83.01. TransUnion shares last traded at $82.1250, with a volume of 254,585 shares traded.

Specifically, insider Steven M. Chaouki sold 1,000 shares of the firm’s stock in a transaction that occurred on Friday, January 2nd. The stock was sold at an average price of $85.71, for a total value of $85,710.00. Following the completion of the sale, the insider directly owned 61,592 shares of the company’s stock, valued at $5,279,050.32. This trade represents a 1.60% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. Also, insider Todd C. Skinner sold 500 shares of the company’s stock in a transaction on Friday, January 2nd. The stock was sold at an average price of $85.71, for a total value of $42,855.00. Following the transaction, the insider directly owned 32,225 shares in the company, valued at $2,762,004.75. This represents a 1.53% decrease in their position. The disclosure for this sale is available in the SEC filing.

Analyst Upgrades and Downgrades

Several equities research analysts have commented on TRU shares. BMO Capital Markets boosted their target price on shares of TransUnion from $104.00 to $105.00 and gave the stock an “outperform” rating in a research report on Friday, October 24th. Oppenheimer initiated coverage on shares of TransUnion in a research note on Monday, October 13th. They issued an “outperform” rating and a $93.00 price objective for the company. Weiss Ratings reissued a “hold (c)” rating on shares of TransUnion in a report on Wednesday, October 8th. UBS Group set a $90.00 target price on shares of TransUnion and gave the company a “neutral” rating in a report on Friday, October 24th. Finally, Stifel Nicolaus set a $103.00 price target on shares of TransUnion in a research report on Friday, October 24th. Nine research analysts have rated the stock with a Buy rating, five have assigned a Hold rating and one has assigned a Sell rating to the company’s stock. Based on data from MarketBeat, the stock currently has an average rating of “Moderate Buy” and a consensus target price of $103.54.

Key Stories Impacting TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: TransUnion appointed Francesca Noli as Executive Vice President, Global Consumer Solutions — a hire tied to product and go‑to‑market efforts for its TruEmpower consumer lineup, which could help revenue and consumer product adoption over time. TransUnion Appoints Francesca Noli
• Positive Sentiment: Fundamentals and guidance remain supportive: TransUnion beat prior quarterly EPS/revenue expectations and set FY‑2025 guidance that is above some analyst forecasts, supporting longer‑term earnings visibility. TransUnion financial summary & guidance
• Neutral Sentiment: Market commentary and stock‑picker lists flagged TRU as a watchlist name today, increasing attention but not adding new company‑specific catalysts. 4 stocks to watch on Tuesday
• Neutral Sentiment: Analyst coverage remains mixed-to-positive (multiple Buys/Holds and an average target above the current price); valuation and ROE metrics are being discussed by commentators as part of stock selection analysis. ROE and quality analysis
• Negative Sentiment: Insider selling was disclosed (executives Todd Skinner and Steven Chaouki sold shares on Jan. 2), which headlines as a near‑term negative and likely amplified investor selling. The reported sales were modest (low single‑percentage reductions in holdings) but were widely reported today. Insider selling report
• Negative Sentiment: News pieces explicitly cited those insider sales and increased trading volume as reasons shares were moving lower today, contributing to downward price pressure despite otherwise constructive company news. Why TRU shares are trading lower

TransUnion Stock Down 4.8%

The company has a market cap of $16.07 billion, a PE ratio of 38.66, a P/E/G ratio of 1.65 and a beta of 1.72. The company has a quick ratio of 2.01, a current ratio of 2.01 and a debt-to-equity ratio of 1.10. The firm’s fifty day simple moving average is $83.49 and its 200-day simple moving average is $86.55.

TransUnion (NYSE:TRU) last issued its quarterly earnings data on Thursday, October 23rd. The business services provider reported $1.10 earnings per share for the quarter, topping analysts’ consensus estimates of $1.04 by $0.06. TransUnion had a net margin of 9.47% and a return on equity of 16.05%. The business had revenue of $1.17 billion during the quarter, compared to analysts’ expectations of $1.13 billion. During the same period last year, the company posted $1.04 EPS. The company’s revenue was up 7.8% on a year-over-year basis. TransUnion has set its Q4 2025 guidance at 0.970-1.02 EPS and its FY 2025 guidance at 4.190-4.250 EPS. As a group, equities research analysts expect that TransUnion will post 3.99 earnings per share for the current fiscal year.

TransUnion Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Monday, December 8th. Investors of record on Friday, November 21st were paid a dividend of $0.115 per share. The ex-dividend date of this dividend was Friday, November 21st. This represents a $0.46 dividend on an annualized basis and a dividend yield of 0.6%. TransUnion’s dividend payout ratio (DPR) is presently 21.50%.

Institutional Trading of TransUnion

Hedge funds and other institutional investors have recently added to or reduced their stakes in the stock. Assenagon Asset Management S.A. grew its stake in shares of TransUnion by 583.1% during the second quarter. Assenagon Asset Management S.A. now owns 69,379 shares of the business services provider’s stock valued at $6,105,000 after acquiring an additional 59,222 shares in the last quarter. Allspring Global Investments Holdings LLC boosted its holdings in TransUnion by 3.2% in the third quarter. Allspring Global Investments Holdings LLC now owns 454,347 shares of the business services provider’s stock valued at $37,375,000 after purchasing an additional 13,952 shares during the last quarter. Ninety One UK Ltd grew its stake in TransUnion by 52.6% during the 3rd quarter. Ninety One UK Ltd now owns 3,536,458 shares of the business services provider’s stock valued at $296,284,000 after purchasing an additional 1,219,360 shares in the last quarter. Nomura Asset Management Co. Ltd. increased its holdings in TransUnion by 9.0% during the 2nd quarter. Nomura Asset Management Co. Ltd. now owns 60,290 shares of the business services provider’s stock worth $5,306,000 after purchasing an additional 4,960 shares during the last quarter. Finally, Voya Investment Management LLC raised its position in shares of TransUnion by 59.1% in the 3rd quarter. Voya Investment Management LLC now owns 56,654 shares of the business services provider’s stock valued at $4,746,000 after purchasing an additional 21,034 shares in the last quarter.

About TransUnion

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.