Capital One Financial Corporation (NYSE:COF) Receives Average Rating of “Moderate Buy” from Analysts

Capital One Financial Corporation (NYSE:COF) has been given a consensus rating of “Moderate Buy” by the twenty-six analysts that are covering the company, Marketbeat reports. Six equities research analysts have rated the stock with a hold recommendation, seventeen have given a buy recommendation and three have issued a strong buy recommendation on the company. The average 12-month price objective among analysts that have covered the stock in the last year is $279.40.

A number of research firms recently weighed in on COF. Truist Financial raised their price objective on Capital One Financial from $270.00 to $290.00 and gave the company a “buy” rating in a research report on Friday, December 19th. Jefferies Financial Group increased their price objective on shares of Capital One Financial from $265.00 to $275.00 and gave the company a “buy” rating in a research report on Wednesday, December 10th. UBS Group reduced their price target on shares of Capital One Financial from $270.00 to $266.00 and set a “buy” rating on the stock in a research note on Tuesday, October 7th. Morgan Stanley reissued an “overweight” rating and issued a $280.00 price target on shares of Capital One Financial in a report on Tuesday, December 16th. Finally, Robert W. Baird raised their price target on shares of Capital One Financial from $245.00 to $270.00 and gave the company an “outperform” rating in a research report on Wednesday, October 22nd.

Insider Activity at Capital One Financial

In other news, insider Lia Dean sold 3,163 shares of Capital One Financial stock in a transaction on Friday, January 2nd. The shares were sold at an average price of $244.35, for a total transaction of $772,879.05. Following the completion of the sale, the insider directly owned 66,692 shares of the company’s stock, valued at approximately $16,296,190.20. The trade was a 4.53% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Also, General Counsel Matthew W. Cooper sold 2,000 shares of the company’s stock in a transaction on Tuesday, January 6th. The shares were sold at an average price of $250.00, for a total transaction of $500,000.00. Following the completion of the sale, the general counsel owned 92,486 shares of the company’s stock, valued at approximately $23,121,500. This trade represents a 2.12% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold 298,895 shares of company stock worth $67,111,541 over the last 90 days. 1.26% of the stock is currently owned by corporate insiders.

Institutional Trading of Capital One Financial

A number of large investors have recently made changes to their positions in COF. Moisand Fitzgerald Tamayo LLC increased its stake in Capital One Financial by 103.3% during the second quarter. Moisand Fitzgerald Tamayo LLC now owns 122 shares of the financial services provider’s stock worth $26,000 after acquiring an additional 62 shares during the last quarter. Olistico Wealth LLC raised its stake in shares of Capital One Financial by 439.1% in the 2nd quarter. Olistico Wealth LLC now owns 124 shares of the financial services provider’s stock valued at $26,000 after purchasing an additional 101 shares in the last quarter. Atlantic Edge Private Wealth Management LLC increased its holdings in shares of Capital One Financial by 66.7% in the 2nd quarter. Atlantic Edge Private Wealth Management LLC now owns 125 shares of the financial services provider’s stock valued at $27,000 after acquiring an additional 50 shares during the last quarter. RMG Wealth Management LLC bought a new stake in shares of Capital One Financial during the 2nd quarter valued at about $27,000. Finally, Solstein Capital LLC bought a new position in Capital One Financial during the 2nd quarter worth $28,000. Institutional investors and hedge funds own 89.84% of the company’s stock.

More Capital One Financial News

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Multiple Wall Street previews and analyst notes highlight solid revenue estimates, card growth and deal-related tailwinds ahead of Q4, supporting expectations for an earnings beat and underpinning investor optimism. Is Capital One Stock Worth Owning Ahead of Q4 Earnings?
• Positive Sentiment: Zacks’ detailed preview of key metrics (loan growth, card receivables, net charge-offs) suggests analysts expect continued top-line strength and favorable catalysts that could support an earnings beat. Stay Ahead of the Game With Capital One (COF) Q4 Earnings: Wall Street’s Insights on Key Metrics
• Positive Sentiment: Zacks notes Capital One’s strong history of earnings surprises and argues the company currently has the setup (estimates and sentiment) consistent with another potential beat — a bullish near-term catalyst. Will Capital One (COF) Beat Estimates Again in Its Next Earnings Report?
• Positive Sentiment: COF cleared an 80-plus relative strength rating benchmark, signaling strong technical momentum versus the market and likely attracting momentum-oriented flows. Capital One Financial hits 80-plus relative strength rating benchmark
• Neutral Sentiment: CNBC’s “week ahead” preview lists Capital One among several major companies reporting next week, keeping the stock in focus for event-driven trading around the print. Cramer’s week ahead: Earnings from Netflix, Intel, Capital One, McCormick
• Neutral Sentiment: Coverage notes that analysts have labeled COF a “Strong Buy,” providing a baseline of institutional support, though headlines also flag political/regulatory uncertainty. Analysts Say Capital One Stock Is a ‘Strong Buy.’ Did Trump Just Change That?
• Negative Sentiment: Jim Cramer commented that the Capital One CEO “will be excoriated,” reflecting elevated media scrutiny and potential investor concerns around management commentary or regulatory questions during the earnings cycle. Capital One (COF) CEO “Will be excoriated,” says Jim Cramer
• Negative Sentiment: MarketBeat’s “Survival Kit” piece cautions investors on unsecured consumer credit exposure, citing potential legislative credit caps and macro/legal risks that could pressure Capital One’s card margins and loan profitability. The 2026 Survival Kit: Gold, Defense, and Trash (COF)

Capital One Financial Price Performance

Capital One Financial stock opened at $239.15 on Friday. The stock has a market capitalization of $152.04 billion, a price-to-earnings ratio of 100.91, a PEG ratio of 0.55 and a beta of 1.13. The stock’s 50 day moving average price is $232.01 and its two-hundred day moving average price is $222.98. The company has a debt-to-equity ratio of 0.45, a quick ratio of 1.03 and a current ratio of 1.03. Capital One Financial has a 52-week low of $143.22 and a 52-week high of $259.64.

Capital One Financial (NYSE:COF) last posted its quarterly earnings results on Monday, November 3rd. The financial services provider reported $5.95 earnings per share for the quarter. The company had revenue of $15.46 billion during the quarter. Capital One Financial had a net margin of 2.24% and a return on equity of 10.94%. On average, equities analysts predict that Capital One Financial will post 15.65 earnings per share for the current year.

Capital One Financial Increases Dividend

The company also recently declared a quarterly dividend, which was paid on Monday, December 1st. Stockholders of record on Monday, November 17th were given a dividend of $0.80 per share. This is an increase from Capital One Financial’s previous quarterly dividend of $0.60. This represents a $3.20 annualized dividend and a dividend yield of 1.3%. The ex-dividend date was Monday, November 17th. Capital One Financial’s dividend payout ratio (DPR) is 135.02%.

About Capital One Financial

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.