LendingClub (LC) Expected to Announce Earnings on Wednesday

LendingClub (NYSE:LC) is anticipated to announce its Q4 2025 results after the market closes on Wednesday, January 28th. Analysts expect the company to announce earnings of $0.34 per share and revenue of $262.8750 million for the quarter. Individuals may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Wednesday, January 28, 2026 at 5:00 PM ET.

LendingClub (NYSE:LC) last issued its earnings results on Wednesday, October 22nd. The credit services provider reported $0.37 earnings per share for the quarter, topping analysts’ consensus estimates of $0.30 by $0.07. LendingClub had a net margin of 10.94% and a return on equity of 7.68%. The business had revenue of $107.79 million for the quarter, compared to the consensus estimate of $256.27 million. During the same period in the previous year, the company earned $0.13 earnings per share. The firm’s revenue for the quarter was up 31.8% on a year-over-year basis. On average, analysts expect LendingClub to post $1 EPS for the current fiscal year and $1 EPS for the next fiscal year.

LendingClub Trading Down 3.9%

NYSE LC opened at $19.90 on Wednesday. The firm’s fifty day moving average price is $18.92 and its two-hundred day moving average price is $16.90. LendingClub has a 1 year low of $7.90 and a 1 year high of $21.19. The firm has a market capitalization of $2.29 billion, a P/E ratio of 22.61 and a beta of 2.08.

LendingClub announced that its Board of Directors has initiated a share buyback plan on Wednesday, November 5th that permits the company to repurchase $100.00 million in outstanding shares. This repurchase authorization permits the credit services provider to purchase up to 4.9% of its shares through open market purchases. Shares repurchase plans are generally an indication that the company’s board believes its shares are undervalued.

Analyst Ratings Changes

A number of research firms recently commented on LC. Citizens Jmp upgraded LendingClub from a “market perform” rating to an “outperform” rating and set a $23.00 price target for the company in a report on Monday, November 10th. Keefe, Bruyette & Woods raised their price objective on LendingClub from $20.00 to $22.00 and gave the company an “outperform” rating in a research report on Friday, November 7th. Zacks Research downgraded LendingClub from a “strong-buy” rating to a “hold” rating in a research note on Monday, January 5th. Piper Sandler reissued an “overweight” rating and set a $20.00 target price (up from $18.00) on shares of LendingClub in a report on Thursday, October 23rd. Finally, BTIG Research increased their price target on LendingClub from $18.00 to $26.00 and gave the company a “buy” rating in a research note on Thursday, November 6th. Six equities research analysts have rated the stock with a Buy rating and four have given a Hold rating to the stock. According to MarketBeat.com, the company presently has a consensus rating of “Moderate Buy” and an average target price of $21.57.

Insider Transactions at LendingClub

In related news, CEO Scott Sanborn sold 30,000 shares of the company’s stock in a transaction dated Thursday, October 23rd. The shares were sold at an average price of $19.29, for a total transaction of $578,700.00. Following the completion of the sale, the chief executive officer owned 1,210,070 shares of the company’s stock, valued at $23,342,250.30. This represents a 2.42% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available through the SEC website. Also, Director Erin Selleck sold 2,390 shares of the stock in a transaction that occurred on Friday, December 5th. The stock was sold at an average price of $19.47, for a total transaction of $46,533.30. Following the sale, the director owned 76,377 shares in the company, valued at $1,487,060.19. This represents a 3.03% decrease in their position. The disclosure for this sale is available in the SEC filing. 3.31% of the stock is owned by insiders.

Institutional Investors Weigh In On LendingClub

Several hedge funds have recently modified their holdings of LC. Quarry LP grew its position in LendingClub by 343.0% during the 3rd quarter. Quarry LP now owns 3,030 shares of the credit services provider’s stock worth $46,000 after acquiring an additional 2,346 shares during the last quarter. Headlands Technologies LLC bought a new stake in shares of LendingClub in the second quarter worth $53,000. Advisory Services Network LLC bought a new position in LendingClub during the 3rd quarter worth $59,000. National Bank of Canada FI raised its position in LendingClub by 398.9% during the 3rd quarter. National Bank of Canada FI now owns 7,862 shares of the credit services provider’s stock worth $119,000 after purchasing an additional 6,286 shares during the last quarter. Finally, Aquatic Capital Management LLC acquired a new position in LendingClub during the 3rd quarter worth about $132,000. Institutional investors and hedge funds own 74.08% of the company’s stock.

About LendingClub

LendingClub Corporation operates an online lending marketplace that connects borrowers seeking personal and small business credit with individual and institutional investors. The platform leverages technology to streamline the loan application and underwriting process, offering unsecured personal loans, auto refinancing, and small business loans. In addition to lending products, LendingClub provides high-yield savings accounts and certificates of deposit through its banking charter, following its acquisition of Radius Bank in 2021.

Founded in 2006 by Renaud Laplanche, LendingClub pioneered peer-to-peer lending in the United States, helping to democratize access to credit and investment opportunities.