Arrow Financial (AROW) Projected to Post Earnings on Thursday

Arrow Financial (NASDAQ:AROW) will likely be announcing its Q4 2025 results before the market opens on Thursday, January 29th. Analysts expect Arrow Financial to post earnings of $0.81 per share and revenue of $43.40 million for the quarter. Parties may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Friday, January 30, 2026 at 12:00 AM ET.

Arrow Financial (NASDAQ:AROW) last posted its quarterly earnings data on Thursday, October 30th. The financial services provider reported $0.77 EPS for the quarter, topping analysts’ consensus estimates of $0.72 by $0.05. Arrow Financial had a return on equity of 9.46% and a net margin of 14.65%.The firm had revenue of $8.07 million for the quarter, compared to analyst estimates of $41.00 million. On average, analysts expect Arrow Financial to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Arrow Financial Stock Up 4.8%

Shares of NASDAQ AROW opened at $33.98 on Thursday. Arrow Financial has a 52 week low of $22.72 and a 52 week high of $34.00. The stock’s fifty day moving average is $31.47 and its 200 day moving average is $29.27. The company has a debt-to-equity ratio of 0.06, a quick ratio of 0.93 and a current ratio of 0.93. The stock has a market capitalization of $558.63 million, a P/E ratio of 16.42 and a beta of 0.82.

Arrow Financial Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Monday, November 24th. Shareholders of record on Wednesday, November 12th were issued a $0.29 dividend. This represents a $1.16 dividend on an annualized basis and a dividend yield of 3.4%. The ex-dividend date of this dividend was Wednesday, November 12th. Arrow Financial’s dividend payout ratio (DPR) is currently 56.04%.

Insider Buying and Selling at Arrow Financial

In other news, CEO David S. Demarco purchased 3,035 shares of the business’s stock in a transaction dated Wednesday, December 24th. The stock was bought at an average price of $31.78 per share, for a total transaction of $96,452.30. Following the purchase, the chief executive officer owned 3,035 shares of the company’s stock, valued at $96,452.30. The trade was a ∞ increase in their ownership of the stock. The acquisition was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Also, Director Daniel James White purchased 1,644 shares of the firm’s stock in a transaction dated Monday, November 10th. The shares were bought at an average price of $30.14 per share, for a total transaction of $49,550.16. Following the completion of the transaction, the director owned 6,890 shares of the company’s stock, valued at approximately $207,664.60. This trade represents a 31.34% increase in their ownership of the stock. Additional details regarding this purchase are available in the official SEC disclosure. In the last quarter, insiders purchased 6,299 shares of company stock worth $194,311. Insiders own 3.28% of the company’s stock.

Hedge Funds Weigh In On Arrow Financial

A number of institutional investors have recently bought and sold shares of the stock. Rhumbline Advisers lifted its position in shares of Arrow Financial by 1.5% in the second quarter. Rhumbline Advisers now owns 25,307 shares of the financial services provider’s stock valued at $669,000 after acquiring an additional 367 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its stake in Arrow Financial by 4.1% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 9,796 shares of the financial services provider’s stock worth $258,000 after purchasing an additional 390 shares during the period. BNP Paribas Financial Markets boosted its position in Arrow Financial by 67.2% in the 2nd quarter. BNP Paribas Financial Markets now owns 1,612 shares of the financial services provider’s stock valued at $43,000 after buying an additional 648 shares during the period. Russell Investments Group Ltd. raised its position in Arrow Financial by 2,045.1% during the 3rd quarter. Russell Investments Group Ltd. now owns 1,523 shares of the financial services provider’s stock valued at $43,000 after purchasing an additional 1,452 shares in the last quarter. Finally, Tower Research Capital LLC TRC grew its holdings in Arrow Financial by 306.5% during the 2nd quarter. Tower Research Capital LLC TRC now owns 2,390 shares of the financial services provider’s stock worth $63,000 after acquiring an additional 1,802 shares in the last quarter. 46.71% of the stock is owned by institutional investors.

Wall Street Analysts Forecast Growth

Several equities research analysts recently weighed in on AROW shares. Hovde Group downgraded Arrow Financial from an “outperform” rating to a “market perform” rating in a report on Monday, January 12th. Wall Street Zen cut Arrow Financial from a “buy” rating to a “hold” rating in a report on Saturday, January 3rd. Finally, Weiss Ratings reiterated a “hold (c+)” rating on shares of Arrow Financial in a report on Monday, December 29th. Three investment analysts have rated the stock with a Hold rating, Based on data from MarketBeat, Arrow Financial currently has a consensus rating of “Hold” and a consensus target price of $30.75.

About Arrow Financial

Arrow Financial Corporation is a bank holding company headquartered in Glens Falls, New York, that conducts its primary operations through its subsidiary, Glens Falls National Bank & Trust Company. The company provides a comprehensive suite of retail and commercial banking services, including checking and savings accounts, consumer and commercial lending, mortgage financing, and cash management solutions. Through its branch network, Arrow Financial serves individuals, small- and medium-sized businesses, and nonprofit organizations across the Adirondack region, Upper Hudson Valley, Mohawk Valley and parts of Central New York.

In addition to traditional banking, Arrow Financial has developed a robust wealth management and trust services division.